Commercial Credit Analyst salary in Portugal

Average Yearly Salary of Commercial Credit Analyst in Portugal is approximately 29,142 EUR (29,023 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.

What does Commercial Credit Analyst do?

A commercial credit analyst is responsible for evaluating the creditworthiness of businesses and individuals applying for loans or lines of credit. They analyze financial statements, credit reports, and other relevant data to assess the risk associated with lending money to a particular borrower. The commercial credit analyst also reviews industry trends, economic conditions, and market factors to make informed decisions about loan approvals and interest rates. They collaborate with loan officers and underwriters to ensure compliance with lending policies and regulations. Additionally, they may provide recommendations for credit limits, terms, and conditions to mitigate risk and maximize profitability.

Skills: commercial credit analyst, credit analysis, risk assessment, financial analysis, lending policies, loan approvals.
Job industry: Finance

How much does Commercial Credit Analyst make?

Difference in salary year over year or average salary increase is approximately 4 %


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Salary comparison to National average

Is Commercial Credit Analyst a well paid job?

Yes, our data shows that Commercial Credit Analyst is a well paid job. With years and experience the salary might increase even further, resulting in higher satisfaction.

What is considered a high salary for Commercial Credit Analyst?

High salary for Commercial Credit Analyst would be somewhere between 32,056 EUR and 42,256 EUR. However this is an estimation based on Gaussian Distribution.

How much can you save working as Commercial Credit Analyst in Portugal?

Living in Portugal the approximate monthly expenses are: 1,032 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.

Estimated Yearly Salary: 29,142 EUR
Estimated Monthly Salary: 2,429 EUR
Estimated Weekly Salary: 560 EUR per week
Estimated Hourly Salary: 14 EUR per hour
By working as Commercial Credit Analyst a person can save up to 1,387 USD per month or 16,639 USD yearly. Values are pre-tax.

NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.

For more information regarding expenses in Portugal, see costs of living in Portugal.

Salary comparison to region and neighbouring coutries

Country's neighbours are: Spain, orra.
To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).

Estimated Yearly Salary for Commercial Credit Analyst

Last revision of data: 2025-01-04

Salary increase per years of experience

Based on data available the salary increase per years of experience is as following

0 years (beginner) equals base salary

1 to 5 years of experience yields +12% salary increase

6 to 10 years of experience yields +25% salary increase

11 to 15 years of experience yields +16% salary increase

16 to 25 years of experience yields +9% salary increase

more than 25 years of experience yields +10% salary increase

NOTE: Details based on limited set of data. Percentages may vary. The salary increase over years of experience can vary widely based on factors such as job industry, job role, location, company size, and individual performance. To gain even larger increase in salary one is advised to switch jobs and / or employer.

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Data as of 2025

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