Home > Salary > Iraq > Credit Counselor
A credit counselor is a professional who provides guidance and assistance to individuals or businesses facing financial difficulties. Their primary role is to help clients manage their debts, improve their credit scores, and develop effective budgeting and money management skills. Credit counselors typically work for nonprofit organizations, financial institutions, or government agencies.
They assess the financial situation of their clients, analyze their debts and income, and create personalized debt management plans. They negotiate with creditors on behalf of their clients to reduce interest rates, waive fees, or establish more affordable repayment terms. Credit counselors also educate clients on financial literacy topics, such as budgeting, saving, and responsible borrowing.
Estimated Yearly Salary: 6,921,890 IQD
Estimated Monthly Salary: 576,824 IQD
Estimated Weekly Salary: 133,113 IQD per week
Estimated Hourly Salary: 3,328 IQD per hour
Values are pre-tax
Last revision of data: 2025-01-04
Estimated Monthly Salary: 557,356 IQD
Estimated Weekly Salary: 128,621 IQD per week
Estimated Hourly Salary: 3,216 IQD per hour
Last revision of data: 2024-01-08
Estimated Yearly Salary: 4,667 USD
Estimated Monthly Salary: 389 USD
Estimated Weekly Salary: 90 USD per week
Estimated Hourly Salary: 2 USD per hour
Difference in salary year over year or average salary increase is approximately
3 %
Data confidence is - relatively high
Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Estimated Yearly Salary: 6,921,890 IQD
Estimated Monthly Salary: 576,824 IQD
Estimated Weekly Salary: 133,113 IQD per week
Estimated Hourly Salary: 3,328 IQD per hour
By working as Credit Counselor a person can save up to 149 USD per month or 1,787 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Iraq, see costs of living in Iraq.
Estimated Yearly Salary for Credit Counselor
Last revision of data: 2025-01-04
Data as of 2025
Random salary:
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Credit union manager (8,731,200 IQD per year, pre-tax.)
Pipeline integrity manager (17,299,200 IQD per year, pre-tax.)
National sales account manager (12,882,541 IQD per year, pre-tax.)
Credit Counselor salary in Iraq
Average Yearly Salary of Credit Counselor in Iraq is approximately 6,921,890 IQD (4,667 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.
What does Credit Counselor do?
A credit counselor is a professional who provides guidance and assistance to individuals or businesses facing financial difficulties. Their primary role is to help clients manage their debts, improve their credit scores, and develop effective budgeting and money management skills. Credit counselors typically work for nonprofit organizations, financial institutions, or government agencies.
They assess the financial situation of their clients, analyze their debts and income, and create personalized debt management plans. They negotiate with creditors on behalf of their clients to reduce interest rates, waive fees, or establish more affordable repayment terms. Credit counselors also educate clients on financial literacy topics, such as budgeting, saving, and responsible borrowing.
Skills: Credit counselor, Debt management, Financial counseling, Budgeting assistance, Debt negotiation, Credit score improvement
Job industry: Finance
Job industry: Finance
How much does Credit Counselor make?
Salary details
How much does Credit Counselor make?Estimated Yearly Salary: 6,921,890 IQD
Estimated Monthly Salary: 576,824 IQD
Estimated Weekly Salary: 133,113 IQD per week
Estimated Hourly Salary: 3,328 IQD per hour
Values are pre-tax Last revision of data: 2025-01-04Comparing salary to last year:
Estimated Yearly Salary: 6,688,266 IQDEstimated Monthly Salary: 557,356 IQD
Estimated Weekly Salary: 128,621 IQD per week
Estimated Hourly Salary: 3,216 IQD per hour
Last revision of data: 2024-01-08Credit Counselor estimated salary in USD
For easier comparison here is an estimated salary in USD:Estimated Yearly Salary: 4,667 USD
Estimated Monthly Salary: 389 USD
Estimated Weekly Salary: 90 USD per week
Estimated Hourly Salary: 2 USD per hour
Difference in salary year over year or average salary increase is approximately
3 %About these results
Data confidence is - relatively high Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Compare salary to other countries
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Country:
Salary comparison to National average
Iraq, a nation in the Middle East, possesses vast oil reserves, fueling its economy and global energy trade. Key industries include oil and gas extraction, agriculture, and a burgeoning construction sector as the nation rebuilds its infrastructure. The rich historical and cultural heritage also draws tourists. However, Iraq faces challenges including political instability and security concerns. Despite these, the country exhibits economic potential and a resilient population, striving to rebuild and diversify its economy beyond oil and embrace a future of growth and stability.
Estimated national average yearly salary is 8,160,000 IQD (6,000 USD). Value indicated is pre-tax. Below graph shows estimated Credit Counselor job salary compared to average salary in Iraq.
Comparison shows that a person working as Credit Counselor in Iraq earns on average:
0.85 times the average salary (or 85% of average salary).
Estimated national average yearly salary is 8,160,000 IQD (6,000 USD). Value indicated is pre-tax. Below graph shows estimated Credit Counselor job salary compared to average salary in Iraq.
Comparison shows that a person working as Credit Counselor in Iraq earns on average:
0.85 times the average salary (or 85% of average salary).
Is Credit Counselor a well paid job?
Yes, our data show that Credit Counselor is an averagely well paid job that still allows for some yearly savings. With years and experience the salary might increase even further, resulting in higher satisfaction.What is considered a high salary for Credit Counselor?
High salary for Credit Counselor would be somewhere between 7,614,079 IQD and 10,036,741 IQD. However this is an estimation based on Gaussian Distribution.How much can you save working as Credit Counselor in Iraq?
Living in Iraq the approximate monthly expenses are: 240 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.Estimated Yearly Salary: 6,921,890 IQD
Estimated Monthly Salary: 576,824 IQD
Estimated Weekly Salary: 133,113 IQD per week
Estimated Hourly Salary: 3,328 IQD per hour
By working as Credit Counselor a person can save up to 149 USD per month or 1,787 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Iraq, see costs of living in Iraq.
Salary comparison to region and neighbouring coutries
Country's neighbours are: Iran, Jordan, Kuwait, Saudi Arabia, Syria, Turkey. To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).Estimated Yearly Salary for Credit Counselor
Iran is 6,158 USD
Jordan is 7,399 USD
Kuwait is 10,398 USD
Saudi Arabia is 21,409 USD
Syria is 2,861 USD
Turkey is 8,241 USD Last revision of data: 2025-01-04Salary increase per years of experience
Based on data available the salary increase per years of experience is as following- 0 years (beginner) equals base salary
- 1 to 5 years of experience yields
+12% salary increase- 6 to 10 years of experience yields
+25% salary increase- 11 to 15 years of experience yields
+16% salary increase- 16 to 25 years of experience yields
+9% salary increase- more than 25 years of experience yields
+10% salary increaseTop 10 highest salaries in Iraq
(93,035,848 IQD per year, pre-tax.)
2. Cardiologist
(77,420,383 IQD per year, pre-tax.)
(74,436,118 IQD per year, pre-tax.)
4. Neurosurgeon
(72,585,795 IQD per year, pre-tax.)
(72,416,543 IQD per year, pre-tax.)
(70,778,229 IQD per year, pre-tax.)
(70,769,927 IQD per year, pre-tax.)
(70,594,393 IQD per year, pre-tax.)
9. Urologist
(70,443,660 IQD per year, pre-tax.)
10. Oncologist
(70,429,777 IQD per year, pre-tax.)
Data as of 2025Random salary:
Production supervisor trainee (6,200,751 IQD per year, pre-tax.)
Solderer (3,835,200 IQD per year, pre-tax.)
Credit union manager (8,731,200 IQD per year, pre-tax.)
Pipeline integrity manager (17,299,200 IQD per year, pre-tax.)
National sales account manager (12,882,541 IQD per year, pre-tax.)
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