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Collections Representative salary in Iraq

Average Yearly Salary of Collections Representative in Iraq is approximately 5,808,815 IQD (3,926 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.

What does Collections Representative do?

occupation personasA collections representative is responsible for contacting individuals or businesses who have overdue payments or outstanding debts. They work in various industries, such as finance, healthcare, telecommunications, or retail, and their primary goal is to recover the owed funds. Collections representatives typically communicate with debtors via phone calls, emails, or letters to negotiate payment plans, provide information about outstanding balances, and address any concerns or disputes. They may also update customer records, process payments, and escalate unresolved issues to supervisors or legal departments if necessary. This occupation requires strong communication and negotiation skills, as well as the ability to handle difficult or sensitive conversations professionally. Attention to detail, persistence, and a thorough understanding of relevant laws and regulations are also essential for success in this role.

Skills: Collections representative, Debt collection, Payment recovery, Customer communication, Negotiation skills, Financial services
Job industry: Finance


How much does Collections Representative make?

Salary details
How much does Collections Representative make?
Estimated Yearly Salary: 5,808,815 IQD
Estimated Monthly Salary: 484,068 IQD
Estimated Weekly Salary: 111,708 IQD per week
Estimated Hourly Salary: 2,793 IQD per hour
Values are pre-tax
Last revision of data: 2025-01-04

Comparing salary to last year:
Estimated Yearly Salary: 5,621,226 IQD
Estimated Monthly Salary: 468,436 IQD
Estimated Weekly Salary: 108,101 IQD per week
Estimated Hourly Salary: 2,703 IQD per hour
Last revision of data: 2024-01-06



Collections Representative estimated salary in USD
For easier comparison here is an estimated salary in USD:
Estimated Yearly Salary: 3,926 USD
Estimated Monthly Salary: 327 USD
Estimated Weekly Salary: 76 USD per week
Estimated Hourly Salary: 2 USD per hour


Difference in salary year over year or average salary increase is approximately up arrow 3 %

About these results Data confidence is - relatively high
Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.

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Salary comparison to National average

Iraq, a nation in the Middle East, possesses vast oil reserves, fueling its economy and global energy trade. Key industries include oil and gas extraction, agriculture, and a burgeoning construction sector as the nation rebuilds its infrastructure. The rich historical and cultural heritage also draws tourists. However, Iraq faces challenges including political instability and security concerns. Despite these, the country exhibits economic potential and a resilient population, striving to rebuild and diversify its economy beyond oil and embrace a future of growth and stability.

Estimated national average yearly salary is 8,160,000 IQD (6,000 USD). Value indicated is pre-tax. Below graph shows estimated Collections Representative job salary compared to average salary in Iraq.
Comparison shows that a person working as Collections Representative in Iraq earns on average:
0.71 times the average salary (or 71% of average salary).

Is Collections Representative a well paid job?

No, our data shows that Collections Representative is typically not a well-paid job. The salary varies based on experience. Meaning that even though Collections Representative might be a low paying job, with experience the salary might increase to satisfactory levels.

What is considered a high salary for Collections Representative?

High salary for Collections Representative would be somewhere between 6,389,697 IQD and 8,422,782 IQD. However this is an estimation based on Gaussian Distribution.

How much can you save working as Collections Representative in Iraq?

Living in Iraq the approximate monthly expenses are: 240 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.

Estimated Yearly Salary: 5,808,815 IQD
Estimated Monthly Salary: 484,068 IQD
Estimated Weekly Salary: 111,708 IQD per week
Estimated Hourly Salary: 2,793 IQD per hour
By working as Collections Representative a person can save up to 87 USD per month or 1,046 USD yearly. Values are pre-tax.

NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.

For more information regarding expenses in Iraq, see costs of living in Iraq.

Salary comparison to region and neighbouring coutries

Country's neighbours are: Iran, Jordan, Kuwait, Saudi Arabia, Syria, Turkey.
To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).

Estimated Yearly Salary for Collections Representative

Iran is 5,184 USDup arrow 32%
Details on Collections Representative salary in Iran
Jordan is 6,212 USDup arrow 58%
Details on Collections Representative salary in Jordan
Kuwait is 8,767 USDup arrow 123%
Details on Collections Representative salary in Kuwait
Saudi Arabia is 18,062 USDup arrow 360%
Details on Collections Representative salary in Saudi Arabia
Syria is 2,406 USDdown arrow 39%
Details on Collections Representative salary in Syria
Turkey is 6,926 USDup arrow 76%
Details on Collections Representative salary in Turkey
Last revision of data: 2025-01-04

Salary increase per years of experience

Based on data available the salary increase per years of experience is as following

    0 years (beginner) equals base salary
    1 to 5 years of experience yields up arrow+12% salary increase
    6 to 10 years of experience yields up arrow+25% salary increase
    11 to 15 years of experience yields up arrow+16% salary increase
    16 to 25 years of experience yields up arrow+9% salary increase
    more than 25 years of experience yields up arrow+10% salary increase
NOTE: Details based on limited set of data. Percentages may vary. The salary increase over years of experience can vary widely based on factors such as job industry, job role, location, company size, and individual performance. To gain even larger increase in salary one is advised to switch jobs and / or employer.

Top 10 highest salaries in Iraq

(93,035,848 IQD per year, pre-tax.)
(77,420,383 IQD per year, pre-tax.)
(74,436,118 IQD per year, pre-tax.)
(72,585,795 IQD per year, pre-tax.)
(72,416,543 IQD per year, pre-tax.)
(70,778,229 IQD per year, pre-tax.)
(70,769,927 IQD per year, pre-tax.)
(70,594,393 IQD per year, pre-tax.)
(70,443,660 IQD per year, pre-tax.)
(70,429,777 IQD per year, pre-tax.)

Data as of 2025

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The salary data presented here are intended for informational purposes only. While we strive to ensure accuracy, we cannot guarantee every estimate is precise. Users are advised to research salary details with independent sources before making critical career choices. Salary ranges can fluctuate due to negotiation, industry trends, and location. We disclaim responsibility for errors in the compensation data displayed.
Salary data displayed on this site is for reference only. Our figures come from various sources, but we do not guarantee their accuracy. Users must always double-check salary details with official resources before making job-related commitments. Salaries fluctuate due to individual experience, market demand, and employer policies. We cannot offer any warranties about the validity of the provided salary data. By continuing to use this site, you agree these terms.