Junior Underwriter salary in United States

Average Yearly Salary of Junior Underwriter in United States is approximately 56,544 USD (56,799 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.

What does Junior Underwriter do?

A junior underwriter is a professional responsible for assisting senior underwriters in evaluating and analyzing insurance applications. They play a crucial role in the insurance industry by assessing risks associated with potential clients and determining the terms and conditions of insurance policies. Junior underwriters review applications, gather relevant information, and perform risk analysis using established guidelines and procedures. They collaborate with senior underwriters to make recommendations on policy approvals, modifications, or rejections. Additionally, they may assist in preparing reports, maintaining records, and communicating with clients or agents to clarify information or request additional documentation. Attention to detail, analytical skills, and knowledge of insurance policies and regulations are essential for this role.

Skills: Junior Underwriter, Risk Analysis, Insurance Applications, Policy Evaluation, Underwriting Guidelines, Risk Assessment
Job industry: Insurance

How much does Junior Underwriter make?

Difference in salary year over year or average salary increase is approximately 3 %


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Salary comparison to National average

Is Junior Underwriter a well paid job?

Yes, our data show that Junior Underwriter is an averagely well paid job that still allows for some yearly savings. With years and experience the salary might increase even further, resulting in higher satisfaction.

What is considered a high salary for Junior Underwriter?

High salary for Junior Underwriter would be somewhere between 62,198 USD and 81,989 USD. However this is an estimation based on Gaussian Distribution.

How much can you save working as Junior Underwriter in United States?

Living in United States the approximate monthly expenses are: 2,280 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.

Estimated Yearly Salary: 56,544 USD
Estimated Monthly Salary: 4,712 USD
Estimated Weekly Salary: 1,087 USD per week
Estimated Hourly Salary: 27 USD per hour
By working as Junior Underwriter a person can save up to 2,453 USD per month or 29,439 USD yearly. Values are pre-tax.

NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.

For more information regarding expenses in United States, see costs of living in United States.

Salary comparison to region and neighbouring coutries

Country's neighbours are: Canada, Mexico.
To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).

Estimated Yearly Salary for Junior Underwriter

Last revision of data: 2025-01-04

Salary increase per years of experience

Based on data available the salary increase per years of experience is as following

0 years (beginner) equals base salary

1 to 5 years of experience yields +12% salary increase

6 to 10 years of experience yields +25% salary increase

11 to 15 years of experience yields +16% salary increase

16 to 25 years of experience yields +9% salary increase

more than 25 years of experience yields +10% salary increase

NOTE: Details based on limited set of data. Percentages may vary. The salary increase over years of experience can vary widely based on factors such as job industry, job role, location, company size, and individual performance. To gain even larger increase in salary one is advised to switch jobs and / or employer.

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Data as of 2025

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