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Loan Underwriter Mortgage salary in Sri Lanka

Average Yearly Salary of Loan Underwriter Mortgage in Sri Lanka is approximately 2,629,560 LKR (7,577 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.

What does Loan Underwriter Mortgage do?

occupation personasA loan underwriter for mortgages is responsible for evaluating and analyzing loan applications to determine the creditworthiness of borrowers. They review financial documents, such as income statements, tax returns, and credit reports, to assess the borrower's ability to repay the loan. The underwriter also examines property appraisals and title reports to ensure the collateral's value and legal status. They follow established guidelines and policies to make informed decisions on loan approvals or rejections, considering factors like debt-to-income ratios, employment history, and overall risk assessment. Accuracy, attention to detail, and strong analytical skills are crucial in this role. Effective communication with loan officers, borrowers, and other stakeholders is essential to clarify any discrepancies or request additional information. Overall, a mortgage loan underwriter plays a vital role in the loan approval process, ensuring that loans are granted to qualified individuals while minimizing risk for the lending institution.

Skills: Loan underwriter, Mortgage underwriting, Credit analysis, Risk assessment, Financial evaluation, Loan approval process
Job industry: Finance


How much does Loan Underwriter Mortgage make?

Salary details
How much does Loan Underwriter Mortgage make?
Estimated Yearly Salary: 2,629,560 LKR
Estimated Monthly Salary: 219,130 LKR
Estimated Weekly Salary: 50,568 LKR per week
Estimated Hourly Salary: 1,264 LKR per hour
Values are pre-tax
Last revision of data: 2025-01-04

Comparing salary to last year:
Estimated Yearly Salary: 2,546,286 LKR
Estimated Monthly Salary: 212,191 LKR
Estimated Weekly Salary: 48,967 LKR per week
Estimated Hourly Salary: 1,224 LKR per hour
Last revision of data: 2024-01-09



Loan Underwriter Mortgage estimated salary in USD
For easier comparison here is an estimated salary in USD:
Estimated Yearly Salary: 7,577 USD
Estimated Monthly Salary: 631 USD
Estimated Weekly Salary: 146 USD per week
Estimated Hourly Salary: 4 USD per hour


Difference in salary year over year or average salary increase is approximately up arrow 3 %

About these results Data confidence is - relatively high
Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.

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Salary comparison to National average

Sri Lanka, officially known as the Democratic Socialist Republic of Sri Lanka, is an island country located in South Asia. It has a population of approximately 21 million people and covers an area of around 65,610 square kilometers. The country is known for its diverse landscapes, including sandy beaches, lush forests, and scenic mountains.

Estimated national average yearly salary is 1,785,046 LKR (5,610 USD). Value indicated is pre-tax. Below graph shows estimated Loan Underwriter Mortgage job salary compared to average salary in Sri Lanka.
Comparison shows that a person working as Loan Underwriter Mortgage in Sri Lanka earns on average:
1.47 times the average salary (or 147% of average salary).

Is Loan Underwriter Mortgage a well paid job?

Yes, our data shows that Loan Underwriter Mortgage is a well paid job. With years and experience the salary might increase even further, resulting in higher satisfaction.

What is considered a high salary for Loan Underwriter Mortgage?

High salary for Loan Underwriter Mortgage would be somewhere between 2,892,516 LKR and 3,812,862 LKR. However this is an estimation based on Gaussian Distribution.

How much can you save working as Loan Underwriter Mortgage in Sri Lanka?

Living in Sri Lanka the approximate monthly expenses are: 224 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.

Estimated Yearly Salary: 2,629,560 LKR
Estimated Monthly Salary: 219,130 LKR
Estimated Weekly Salary: 50,568 LKR per week
Estimated Hourly Salary: 1,264 LKR per hour
By working as Loan Underwriter Mortgage a person can save up to 407 USD per month or 4,884 USD yearly. Values are pre-tax.

NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.

For more information regarding expenses in Sri Lanka, see costs of living in Sri Lanka.

Salary comparison to region and neighbouring coutries

Country's neighbours are: India, Maldives.
To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).

Estimated Yearly Salary for Loan Underwriter Mortgage

India is 30,317 USDup arrow 300%
Details on Loan Underwriter Mortgage salary in India
Last revision of data: 2025-01-04

Salary increase per years of experience

Based on data available the salary increase per years of experience is as following

    0 years (beginner) equals base salary
    1 to 5 years of experience yields up arrow+12% salary increase
    6 to 10 years of experience yields up arrow+25% salary increase
    11 to 15 years of experience yields up arrow+16% salary increase
    16 to 25 years of experience yields up arrow+9% salary increase
    more than 25 years of experience yields up arrow+10% salary increase
NOTE: Details based on limited set of data. Percentages may vary. The salary increase over years of experience can vary widely based on factors such as job industry, job role, location, company size, and individual performance. To gain even larger increase in salary one is advised to switch jobs and / or employer.

Top 10 highest salaries in Sri Lanka

(20,273,886 LKR per year, pre-tax.)
(16,965,724 LKR per year, pre-tax.)
(16,365,126 LKR per year, pre-tax.)
(15,798,117 LKR per year, pre-tax.)
(15,785,379 LKR per year, pre-tax.)
(15,470,862 LKR per year, pre-tax.)
(15,460,527 LKR per year, pre-tax.)
(15,421,430 LKR per year, pre-tax.)
(15,391,640 LKR per year, pre-tax.)
(15,389,631 LKR per year, pre-tax.)

Data as of 2025

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