Senior Commercial Loan Officer salary in Pakistan

Average Yearly Salary of Senior Commercial Loan Officer in Pakistan is approximately 1,023,243 PKR (3,165 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.

What does Senior Commercial Loan Officer do?

A senior commercial loan officer is responsible for managing and overseeing the lending activities of a financial institution. They evaluate loan applications, analyze financial statements, and assess creditworthiness of potential borrowers. They work closely with clients to understand their financing needs and recommend suitable loan products. Additionally, they negotiate terms and conditions of loans, ensuring compliance with regulatory requirements and internal policies. Senior commercial loan officers also build and maintain relationships with existing customers, identifying opportunities for cross-selling and upselling financial products. They monitor loan portfolios, reviewing performance and addressing any delinquencies or defaults. They stay updated on market trends and industry developments to make informed lending decisions. This role requires strong analytical skills, attention to detail, and excellent communication and negotiation abilities.

Skills: commercial lending, credit analysis, loan management, financial services, relationship management, risk assessment
Job industry: Banking

How much does Senior Commercial Loan Officer make?

Difference in salary year over year or average salary increase is approximately 3 %


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Salary comparison to National average

Is Senior Commercial Loan Officer a well paid job?

Yes, our data show that Senior Commercial Loan Officer is a very well paid job. With years and experience the salary might increase even further, resulting in higher satisfaction.

What is considered a high salary for Senior Commercial Loan Officer?

High salary for Senior Commercial Loan Officer would be somewhere between 1,125,567 PKR and 1,483,702 PKR. However this is an estimation based on Gaussian Distribution.

How much can you save working as Senior Commercial Loan Officer in Pakistan?

Living in Pakistan the approximate monthly expenses are: 63 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.

Estimated Yearly Salary: 1,023,243 PKR
Estimated Monthly Salary: 85,270 PKR
Estimated Weekly Salary: 19,678 PKR per week
Estimated Hourly Salary: 492 PKR per hour
By working as Senior Commercial Loan Officer a person can save up to 201 USD per month or 2,407 USD yearly. Values are pre-tax.

NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.

For more information regarding expenses in Pakistan, see costs of living in Pakistan.

Salary comparison to region and neighbouring coutries

Country's neighbours are: Afghanistan, China, India, Iran.
To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).

Estimated Yearly Salary for Senior Commercial Loan Officer

Last revision of data: 2025-01-04

Salary increase per years of experience

Based on data available the salary increase per years of experience is as following

0 years (beginner) equals base salary

1 to 5 years of experience yields +12% salary increase

6 to 10 years of experience yields +25% salary increase

11 to 15 years of experience yields +16% salary increase

16 to 25 years of experience yields +9% salary increase

more than 25 years of experience yields +10% salary increase

NOTE: Details based on limited set of data. Percentages may vary. The salary increase over years of experience can vary widely based on factors such as job industry, job role, location, company size, and individual performance. To gain even larger increase in salary one is advised to switch jobs and / or employer.

Top 10 highest salaries in Pakistan

Data as of 2025

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