Home > Salary > Oman > Underwriter Personal Lines
The occupation of an underwriter in personal lines involves assessing and evaluating insurance applications for individuals seeking coverage for their personal assets such as homes, cars, and personal belongings. Underwriters analyze various factors including the applicant's risk profile, claims history, and creditworthiness to determine the appropriate coverage and premium rates. They review policy terms, conditions, and exclusions, ensuring compliance with regulations and company guidelines. Additionally, underwriters collaborate with agents and brokers to provide guidance on risk mitigation strategies and recommend appropriate coverage options. Effective communication skills are essential in this role as underwriters often interact with clients to gather additional information and clarify policy details. Attention to detail, analytical thinking, and sound judgment are critical to make accurate risk assessments and decisions.
Estimated Yearly Salary: 22,547 OMR
Estimated Monthly Salary: 1,879 OMR
Estimated Weekly Salary: 434 OMR per week
Estimated Hourly Salary: 11 OMR per hour
Values are pre-tax
Last revision of data: 2025-01-04
Estimated Monthly Salary: 1,808 OMR
Estimated Weekly Salary: 417 OMR per week
Estimated Hourly Salary: 10 OMR per hour
Last revision of data: 2024-02-02
Estimated Yearly Salary: 9,395 USD
Estimated Monthly Salary: 783 USD
Estimated Weekly Salary: 181 USD per week
Estimated Hourly Salary: 5 USD per hour
Difference in salary year over year or average salary increase is approximately
4 %
Data confidence is - relatively high
Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
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Estimated Yearly Salary: 22,547 OMR
Estimated Monthly Salary: 1,879 OMR
Estimated Weekly Salary: 434 OMR per week
Estimated Hourly Salary: 11 OMR per hour
Our data indicates that by working as Underwriter Personal Lines you will not be able to save much money and will likely need to make adjustments to your lifestyle to go comfortably through the month.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Oman, see costs of living in Oman.
Estimated Yearly Salary for Underwriter Personal Lines
United Arab Emirates is 50,929 USD
442%
Details on Underwriter Personal Lines salary in United Arab Emirates
Last revision of data: 2025-01-04
Data as of 2025
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Underwriter Personal Lines salary in Oman
Average Yearly Salary of Underwriter Personal Lines in Oman is approximately 22,547 OMR (9,395 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.
What does Underwriter Personal Lines do?

Skills: Underwriter, Personal Lines, Insurance, Risk Assessment, Policy Evaluation, Communication Skills
Job industry: Insurance
Job industry: Insurance
How much does Underwriter Personal Lines make?
Salary details
How much does Underwriter Personal Lines make?Estimated Yearly Salary: 22,547 OMR
Estimated Monthly Salary: 1,879 OMR
Estimated Weekly Salary: 434 OMR per week
Estimated Hourly Salary: 11 OMR per hour
Comparing salary to last year:
Estimated Yearly Salary: 21,701 OMREstimated Monthly Salary: 1,808 OMR
Estimated Weekly Salary: 417 OMR per week
Estimated Hourly Salary: 10 OMR per hour
Underwriter Personal Lines estimated salary in USD
For easier comparison here is an estimated salary in USD:Estimated Yearly Salary: 9,395 USD
Estimated Monthly Salary: 783 USD
Estimated Weekly Salary: 181 USD per week
Estimated Hourly Salary: 5 USD per hour
Difference in salary year over year or average salary increase is approximately
About these results
Data confidence is - relatively high Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Compare salary to other countries
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Country:
Salary comparison to National average
Oman, officially known as the Sultanate of Oman, is a country located in the southeastern coast of the Arabian Peninsula. With a population of around 5 million people, it spans an area of approximately 309,500 square kilometers. Oman is bordered by the United Arab Emirates to the northwest, Saudi Arabia to the west, and Yemen to the southwest.
Estimated national average yearly salary is 8,321 OMR (21,640 USD). Value indicated is pre-tax. Below graph shows estimated Underwriter Personal Lines job salary compared to average salary in Oman.
Comparison shows that a person working as Underwriter Personal Lines in Oman earns on average:
2.71 times the average salary (or 271% of average salary).
Estimated national average yearly salary is 8,321 OMR (21,640 USD). Value indicated is pre-tax. Below graph shows estimated Underwriter Personal Lines job salary compared to average salary in Oman.
Comparison shows that a person working as Underwriter Personal Lines in Oman earns on average:
2.71 times the average salary (or 271% of average salary).
Is Underwriter Personal Lines a well paid job?
Yes, our data show that Underwriter Personal Lines is a very well paid job. With years and experience the salary might increase even further, resulting in higher satisfaction.What is considered a high salary for Underwriter Personal Lines?
High salary for Underwriter Personal Lines would be somewhere between 24,802 OMR and 32,693 OMR. However this is an estimation based on Gaussian Distribution.How much can you save working as Underwriter Personal Lines in Oman?
Living in Oman the approximate monthly expenses are: 866 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.Estimated Yearly Salary: 22,547 OMR
Estimated Monthly Salary: 1,879 OMR
Estimated Weekly Salary: 434 OMR per week
Estimated Hourly Salary: 11 OMR per hour
Our data indicates that by working as Underwriter Personal Lines you will not be able to save much money and will likely need to make adjustments to your lifestyle to go comfortably through the month.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Oman, see costs of living in Oman.
Salary comparison to region and neighbouring coutries
Country's neighbours are: Saudi Arabia, United Arab Emirates, Yemen. To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).Estimated Yearly Salary for Underwriter Personal Lines

Details on Underwriter Personal Lines salary in United Arab Emirates
Salary increase per years of experience
Based on data available the salary increase per years of experience is as following- 0 years (beginner) equals base salary
- 1 to 5 years of experience yields
- 6 to 10 years of experience yields
- 11 to 15 years of experience yields
- 16 to 25 years of experience yields
- more than 25 years of experience yields
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Random salary:
Firmware engineer (37,231 OMR per year, pre-tax.)
Chief nursing officer (cno) (55,431 OMR per year, pre-tax.)
Edi systems analyst (29,048 OMR per year, pre-tax.)
Cafe supervisor (12,030 OMR per year, pre-tax.)
First-line supervisor manager of correctional officers (19,083 OMR per year, pre-tax.)
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