Home > Salary > Norway > Underwriter Personal Lines
The occupation of an underwriter in personal lines involves assessing and evaluating insurance applications for individuals seeking coverage for their personal assets such as homes, cars, and personal belongings. Underwriters analyze various factors including the applicant's risk profile, claims history, and creditworthiness to determine the appropriate coverage and premium rates. They review policy terms, conditions, and exclusions, ensuring compliance with regulations and company guidelines. Additionally, underwriters collaborate with agents and brokers to provide guidance on risk mitigation strategies and recommend appropriate coverage options. Effective communication skills are essential in this role as underwriters often interact with clients to gather additional information and clarify policy details. Attention to detail, analytical thinking, and sound judgment are critical to make accurate risk assessments and decisions.
Estimated Yearly Salary: 1,091,213 NOK
Estimated Monthly Salary: 90,934 NOK
Estimated Weekly Salary: 20,985 NOK per week
Estimated Hourly Salary: 525 NOK per hour
Values are pre-tax
Last revision of data: 2025-01-04
Estimated Monthly Salary: 87,796 NOK
Estimated Weekly Salary: 20,261 NOK per week
Estimated Hourly Salary: 507 NOK per hour
Last revision of data: 2024-01-07
Estimated Yearly Salary: 98,903 USD
Estimated Monthly Salary: 8,242 USD
Estimated Weekly Salary: 1,902 USD per week
Estimated Hourly Salary: 48 USD per hour
Difference in salary year over year or average salary increase is approximately
4 %
Data confidence is - relatively high
Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Estimated Yearly Salary: 1,091,213 NOK
Estimated Monthly Salary: 90,934 NOK
Estimated Weekly Salary: 20,985 NOK per week
Estimated Hourly Salary: 525 NOK per hour
By working as Underwriter Personal Lines a person can save up to 4,422 USD per month or 53,058 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Norway, see costs of living in Norway.
Estimated Yearly Salary for Underwriter Personal Lines
Last revision of data: 2025-01-04
Data as of 2025
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Underwriter Personal Lines salary in Norway
Average Yearly Salary of Underwriter Personal Lines in Norway is approximately 1,091,213 NOK (98,903 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.
What does Underwriter Personal Lines do?
The occupation of an underwriter in personal lines involves assessing and evaluating insurance applications for individuals seeking coverage for their personal assets such as homes, cars, and personal belongings. Underwriters analyze various factors including the applicant's risk profile, claims history, and creditworthiness to determine the appropriate coverage and premium rates. They review policy terms, conditions, and exclusions, ensuring compliance with regulations and company guidelines. Additionally, underwriters collaborate with agents and brokers to provide guidance on risk mitigation strategies and recommend appropriate coverage options. Effective communication skills are essential in this role as underwriters often interact with clients to gather additional information and clarify policy details. Attention to detail, analytical thinking, and sound judgment are critical to make accurate risk assessments and decisions.
Skills: Underwriter, Personal Lines, Insurance, Risk Assessment, Policy Evaluation, Communication Skills
Job industry: Insurance
Job industry: Insurance
How much does Underwriter Personal Lines make?
Salary details
How much does Underwriter Personal Lines make?Estimated Yearly Salary: 1,091,213 NOK
Estimated Monthly Salary: 90,934 NOK
Estimated Weekly Salary: 20,985 NOK per week
Estimated Hourly Salary: 525 NOK per hour
Values are pre-tax Last revision of data: 2025-01-04Comparing salary to last year:
Estimated Yearly Salary: 1,053,547 NOKEstimated Monthly Salary: 87,796 NOK
Estimated Weekly Salary: 20,261 NOK per week
Estimated Hourly Salary: 507 NOK per hour
Last revision of data: 2024-01-07Underwriter Personal Lines estimated salary in USD
For easier comparison here is an estimated salary in USD:Estimated Yearly Salary: 98,903 USD
Estimated Monthly Salary: 8,242 USD
Estimated Weekly Salary: 1,902 USD per week
Estimated Hourly Salary: 48 USD per hour
Difference in salary year over year or average salary increase is approximately
4 %About these results
Data confidence is - relatively high Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Compare salary to other countries
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Country:
Salary comparison to National average
Norway, located in Northern Europe, is a country known for its stunning natural landscapes, including fjords, mountains, and forests. With a population of approximately 5.4 million people, it is one of the least densely populated countries in Europe. The size of Norway is around 323,802 square kilometers, making it larger than many European countries.
Estimated national average yearly salary is 977,067 NOK (95,510 USD). Value indicated is pre-tax. Below graph shows estimated Underwriter Personal Lines job salary compared to average salary in Norway.
Comparison shows that a person working as Underwriter Personal Lines in Norway earns on average:
1.12 times the average salary (or 112% of average salary).
Estimated national average yearly salary is 977,067 NOK (95,510 USD). Value indicated is pre-tax. Below graph shows estimated Underwriter Personal Lines job salary compared to average salary in Norway.
Comparison shows that a person working as Underwriter Personal Lines in Norway earns on average:
1.12 times the average salary (or 112% of average salary).
Is Underwriter Personal Lines a well paid job?
Yes, our data show that Underwriter Personal Lines is an averagely well paid job that still allows for some yearly savings. With years and experience the salary might increase even further, resulting in higher satisfaction.What is considered a high salary for Underwriter Personal Lines?
High salary for Underwriter Personal Lines would be somewhere between 1,200,334 NOK and 1,582,259 NOK. However this is an estimation based on Gaussian Distribution.How much can you save working as Underwriter Personal Lines in Norway?
Living in Norway the approximate monthly expenses are: 3,820 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.Estimated Yearly Salary: 1,091,213 NOK
Estimated Monthly Salary: 90,934 NOK
Estimated Weekly Salary: 20,985 NOK per week
Estimated Hourly Salary: 525 NOK per hour
By working as Underwriter Personal Lines a person can save up to 4,422 USD per month or 53,058 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Norway, see costs of living in Norway.
Salary comparison to region and neighbouring coutries
Country's neighbours are: Sweden, Finland, Russia, Denmark. To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).Estimated Yearly Salary for Underwriter Personal Lines
Sweden is 65,499 USD
Finland is 56,362 USD
Russia is 13,363 USD
Denmark is 75,958 USD Last revision of data: 2025-01-04Salary increase per years of experience
Based on data available the salary increase per years of experience is as following- 0 years (beginner) equals base salary
- 1 to 5 years of experience yields
+12% salary increase- 6 to 10 years of experience yields
+25% salary increase- 11 to 15 years of experience yields
+16% salary increase- 16 to 25 years of experience yields
+9% salary increase- more than 25 years of experience yields
+10% salary increaseTop 10 highest salaries in Norway
(10,937,756 NOK per year, pre-tax.)
2. Cardiologist
(9,106,184 NOK per year, pre-tax.)
(8,829,745 NOK per year, pre-tax.)
4. Neurosurgeon
(8,566,101 NOK per year, pre-tax.)
(8,524,526 NOK per year, pre-tax.)
6. Oncologist
(8,361,766 NOK per year, pre-tax.)
7. Urologist
(8,317,150 NOK per year, pre-tax.)
(8,311,831 NOK per year, pre-tax.)
(8,311,163 NOK per year, pre-tax.)
(8,310,747 NOK per year, pre-tax.)
Data as of 2025Random salary:
Plasma centrifuge operator (710,006 NOK per year, pre-tax.)
Offshore cook (459,225 NOK per year, pre-tax.)
Wastewater operator (790,163 NOK per year, pre-tax.)
Gas analyst (1,236,774 NOK per year, pre-tax.)
Lead sales associate (351,748 NOK per year, pre-tax.)
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