Mortgage Loan Officer salary in New Zealand

Average Yearly Salary of Mortgage Loan Officer in New Zealand is approximately 96,049 NZD (48,227 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.

What does Mortgage Loan Officer do?

A mortgage loan officer is a financial professional who specializes in helping individuals and businesses secure loans for purchasing or refinancing real estate properties. They work closely with clients to understand their financial needs and goals, assess their creditworthiness, and provide guidance on available loan options. Mortgage loan officers are responsible for evaluating loan applications, gathering necessary documentation, and presenting loan proposals to lenders. They play a crucial role in educating borrowers about the terms and conditions of the loan, including interest rates, repayment plans, and potential risks. Additionally, they must stay up-to-date with industry regulations and market trends to provide accurate and relevant advice to clients. The occupation of a mortgage loan officer requires strong communication and negotiation skills, attention to detail, and a thorough understanding of the lending process.

Skills: mortgage loan officer, finance, real estate, lending, financial advisor, mortgage broker.
Job industry: Finance

How much does Mortgage Loan Officer make?

Difference in salary year over year or average salary increase is approximately 3 %


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Salary comparison to National average

Is Mortgage Loan Officer a well paid job?

Yes, our data show that Mortgage Loan Officer is an averagely well paid job that still allows for some yearly savings. With years and experience the salary might increase even further, resulting in higher satisfaction.

What is considered a high salary for Mortgage Loan Officer?

High salary for Mortgage Loan Officer would be somewhere between 105,654 NZD and 139,271 NZD. However this is an estimation based on Gaussian Distribution.

How much can you save working as Mortgage Loan Officer in New Zealand?

Living in New Zealand the approximate monthly expenses are: 1,938 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.

Estimated Yearly Salary: 96,049 NZD
Estimated Monthly Salary: 8,004 NZD
Estimated Weekly Salary: 1,847 NZD per week
Estimated Hourly Salary: 46 NZD per hour
By working as Mortgage Loan Officer a person can save up to 2,081 USD per month or 24,966 USD yearly. Values are pre-tax.

NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.

For more information regarding expenses in New Zealand, see costs of living in New Zealand.

Salary comparison to region and neighbouring coutries

Country's neighbours are: Australia, Fiji, New Caledonia, Tonga, Samoa.
To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).

Estimated Yearly Salary for Mortgage Loan Officer

Last revision of data: 2025-01-04

Salary increase per years of experience

Based on data available the salary increase per years of experience is as following

0 years (beginner) equals base salary

1 to 5 years of experience yields +12% salary increase

6 to 10 years of experience yields +25% salary increase

11 to 15 years of experience yields +16% salary increase

16 to 25 years of experience yields +9% salary increase

more than 25 years of experience yields +10% salary increase

NOTE: Details based on limited set of data. Percentages may vary. The salary increase over years of experience can vary widely based on factors such as job industry, job role, location, company size, and individual performance. To gain even larger increase in salary one is advised to switch jobs and / or employer.

Top 10 highest salaries in New Zealand

Data as of 2025

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