Home > Salary > Nepal > Underwriter Personal Lines
The occupation of an underwriter in personal lines involves assessing and evaluating insurance applications for individuals seeking coverage for their personal assets such as homes, cars, and personal belongings. Underwriters analyze various factors including the applicant's risk profile, claims history, and creditworthiness to determine the appropriate coverage and premium rates. They review policy terms, conditions, and exclusions, ensuring compliance with regulations and company guidelines. Additionally, underwriters collaborate with agents and brokers to provide guidance on risk mitigation strategies and recommend appropriate coverage options. Effective communication skills are essential in this role as underwriters often interact with clients to gather additional information and clarify policy details. Attention to detail, analytical thinking, and sound judgment are critical to make accurate risk assessments and decisions.
Estimated Yearly Salary: 1,056,814 NPR
Estimated Monthly Salary: 88,068 NPR
Estimated Weekly Salary: 20,323 NPR per week
Estimated Hourly Salary: 508 NPR per hour
Values are pre-tax
Last revision of data: 2025-01-04
Estimated Monthly Salary: 85,265 NPR
Estimated Weekly Salary: 19,677 NPR per week
Estimated Hourly Salary: 492 NPR per hour
Last revision of data: 2024-01-03
Estimated Yearly Salary: 7,592 USD
Estimated Monthly Salary: 633 USD
Estimated Weekly Salary: 146 USD per week
Estimated Hourly Salary: 4 USD per hour
Difference in salary year over year or average salary increase is approximately
3 %
Data confidence is - relatively high
Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Estimated Yearly Salary: 1,056,814 NPR
Estimated Monthly Salary: 88,068 NPR
Estimated Weekly Salary: 20,323 NPR per week
Estimated Hourly Salary: 508 NPR per hour
By working as Underwriter Personal Lines a person can save up to 339 USD per month or 4,069 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Nepal, see costs of living in Nepal.
Estimated Yearly Salary for Underwriter Personal Lines
Last revision of data: 2025-01-04
Data as of 2025
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Underwriter Personal Lines salary in Nepal
Average Yearly Salary of Underwriter Personal Lines in Nepal is approximately 1,056,814 NPR (7,592 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.
What does Underwriter Personal Lines do?
The occupation of an underwriter in personal lines involves assessing and evaluating insurance applications for individuals seeking coverage for their personal assets such as homes, cars, and personal belongings. Underwriters analyze various factors including the applicant's risk profile, claims history, and creditworthiness to determine the appropriate coverage and premium rates. They review policy terms, conditions, and exclusions, ensuring compliance with regulations and company guidelines. Additionally, underwriters collaborate with agents and brokers to provide guidance on risk mitigation strategies and recommend appropriate coverage options. Effective communication skills are essential in this role as underwriters often interact with clients to gather additional information and clarify policy details. Attention to detail, analytical thinking, and sound judgment are critical to make accurate risk assessments and decisions.
Skills: Underwriter, Personal Lines, Insurance, Risk Assessment, Policy Evaluation, Communication Skills
Job industry: Insurance
Job industry: Insurance
How much does Underwriter Personal Lines make?
Salary details
How much does Underwriter Personal Lines make?Estimated Yearly Salary: 1,056,814 NPR
Estimated Monthly Salary: 88,068 NPR
Estimated Weekly Salary: 20,323 NPR per week
Estimated Hourly Salary: 508 NPR per hour
Values are pre-tax Last revision of data: 2025-01-04Comparing salary to last year:
Estimated Yearly Salary: 1,023,179 NPREstimated Monthly Salary: 85,265 NPR
Estimated Weekly Salary: 19,677 NPR per week
Estimated Hourly Salary: 492 NPR per hour
Last revision of data: 2024-01-03Underwriter Personal Lines estimated salary in USD
For easier comparison here is an estimated salary in USD:Estimated Yearly Salary: 7,592 USD
Estimated Monthly Salary: 633 USD
Estimated Weekly Salary: 146 USD per week
Estimated Hourly Salary: 4 USD per hour
Difference in salary year over year or average salary increase is approximately
3 %About these results
Data confidence is - relatively high Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Compare salary to other countries
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Country:
Salary comparison to National average
Nepal is a landlocked country situated in South Asia. It is bordered by China to the north and India to the south, east, and west. With a population of approximately 30 million people, Nepal is known for its rich cultural heritage and diverse ethnic groups. The country covers an area of about 147,516 square kilometers, making it relatively small in size compared to its neighboring countries.
Estimated national average yearly salary is 935,997 NPR (7,340 USD). Value indicated is pre-tax. Below graph shows estimated Underwriter Personal Lines job salary compared to average salary in Nepal.
Comparison shows that a person working as Underwriter Personal Lines in Nepal earns on average:
1.13 times the average salary (or 113% of average salary).
Estimated national average yearly salary is 935,997 NPR (7,340 USD). Value indicated is pre-tax. Below graph shows estimated Underwriter Personal Lines job salary compared to average salary in Nepal.
Comparison shows that a person working as Underwriter Personal Lines in Nepal earns on average:
1.13 times the average salary (or 113% of average salary).
Is Underwriter Personal Lines a well paid job?
Yes, our data show that Underwriter Personal Lines is an averagely well paid job that still allows for some yearly savings. With years and experience the salary might increase even further, resulting in higher satisfaction.What is considered a high salary for Underwriter Personal Lines?
High salary for Underwriter Personal Lines would be somewhere between 1,162,495 NPR and 1,532,380 NPR. However this is an estimation based on Gaussian Distribution.How much can you save working as Underwriter Personal Lines in Nepal?
Living in Nepal the approximate monthly expenses are: 294 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.Estimated Yearly Salary: 1,056,814 NPR
Estimated Monthly Salary: 88,068 NPR
Estimated Weekly Salary: 20,323 NPR per week
Estimated Hourly Salary: 508 NPR per hour
By working as Underwriter Personal Lines a person can save up to 339 USD per month or 4,069 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Nepal, see costs of living in Nepal.
Salary comparison to region and neighbouring coutries
Country's neighbours are: India, China. To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).Estimated Yearly Salary for Underwriter Personal Lines
India is 23,289 USD
China is 13,302 USD Last revision of data: 2025-01-04Salary increase per years of experience
Based on data available the salary increase per years of experience is as following- 0 years (beginner) equals base salary
- 1 to 5 years of experience yields
+12% salary increase- 6 to 10 years of experience yields
+25% salary increase- 11 to 15 years of experience yields
+16% salary increase- 16 to 25 years of experience yields
+9% salary increase- more than 25 years of experience yields
+10% salary increaseTop 10 highest salaries in Nepal
(10,629,349 NPR per year, pre-tax.)
2. Cardiologist
(8,881,157 NPR per year, pre-tax.)
(8,585,789 NPR per year, pre-tax.)
(8,315,793 NPR per year, pre-tax.)
5. Neurosurgeon
(8,292,742 NPR per year, pre-tax.)
6. Urologist
(8,100,616 NPR per year, pre-tax.)
(8,093,498 NPR per year, pre-tax.)
(8,083,986 NPR per year, pre-tax.)
(8,083,401 NPR per year, pre-tax.)
10. Dermatologist
(8,081,087 NPR per year, pre-tax.)
Data as of 2025Random salary:
Cardiac catheterization laboratory director (2,244,016 NPR per year, pre-tax.)
Organ recovery coordinator (1,290,059 NPR per year, pre-tax.)
Senior vice president (svp), sales (2,967,135 NPR per year, pre-tax.)
Amusement attendant (363,946 NPR per year, pre-tax.)
Video operator (796,485 NPR per year, pre-tax.)
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This website presents salary data for informational purposes exclusively. We strive to provide accurate figures, but do not assure their precision. Users are urged to consult official sources before making financial decisions. Salary amounts may vary due to geographic location, experience, and industry trends. We assume no responsibility for errors in the salary data provided. Your continued use with this site confirms understanding of this disclaimer.