Home > Salary > Malaysia > Underwriter Personal Lines
The occupation of an underwriter in personal lines involves assessing and evaluating insurance applications for individuals seeking coverage for their personal assets such as homes, cars, and personal belongings. Underwriters analyze various factors including the applicant's risk profile, claims history, and creditworthiness to determine the appropriate coverage and premium rates. They review policy terms, conditions, and exclusions, ensuring compliance with regulations and company guidelines. Additionally, underwriters collaborate with agents and brokers to provide guidance on risk mitigation strategies and recommend appropriate coverage options. Effective communication skills are essential in this role as underwriters often interact with clients to gather additional information and clarify policy details. Attention to detail, analytical thinking, and sound judgment are critical to make accurate risk assessments and decisions.
Estimated Yearly Salary: 92,081 MYR
Estimated Monthly Salary: 7,673 MYR
Estimated Weekly Salary: 1,771 MYR per week
Estimated Hourly Salary: 44 MYR per hour
Values are pre-tax
Last revision of data: 2025-01-04
Estimated Monthly Salary: 7,429 MYR
Estimated Weekly Salary: 1,714 MYR per week
Estimated Hourly Salary: 43 MYR per hour
Last revision of data: 2024-01-07
Estimated Yearly Salary: 18,395 USD
Estimated Monthly Salary: 1,533 USD
Estimated Weekly Salary: 354 USD per week
Estimated Hourly Salary: 9 USD per hour
Difference in salary year over year or average salary increase is approximately
3 %
Data confidence is - relatively high
Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Estimated Yearly Salary: 92,081 MYR
Estimated Monthly Salary: 7,673 MYR
Estimated Weekly Salary: 1,771 MYR per week
Estimated Hourly Salary: 44 MYR per hour
By working as Underwriter Personal Lines a person can save up to 822 USD per month or 9,861 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Malaysia, see costs of living in Malaysia.
Estimated Yearly Salary for Underwriter Personal Lines
Last revision of data: 2025-01-04
Data as of 2025
Random salary:
Field sales representative pharmaceuticals (117,391 MYR per year, pre-tax.)
Neuroradiologist (419,477 MYR per year, pre-tax.)
Business banking officer (112,405 MYR per year, pre-tax.)
Airport operations coordinator (70,740 MYR per year, pre-tax.)
Produce director (174,519 MYR per year, pre-tax.)
Underwriter Personal Lines salary in Malaysia
Average Yearly Salary of Underwriter Personal Lines in Malaysia is approximately 92,081 MYR (18,395 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.
What does Underwriter Personal Lines do?
The occupation of an underwriter in personal lines involves assessing and evaluating insurance applications for individuals seeking coverage for their personal assets such as homes, cars, and personal belongings. Underwriters analyze various factors including the applicant's risk profile, claims history, and creditworthiness to determine the appropriate coverage and premium rates. They review policy terms, conditions, and exclusions, ensuring compliance with regulations and company guidelines. Additionally, underwriters collaborate with agents and brokers to provide guidance on risk mitigation strategies and recommend appropriate coverage options. Effective communication skills are essential in this role as underwriters often interact with clients to gather additional information and clarify policy details. Attention to detail, analytical thinking, and sound judgment are critical to make accurate risk assessments and decisions.
Skills: Underwriter, Personal Lines, Insurance, Risk Assessment, Policy Evaluation, Communication Skills
Job industry: Insurance
Job industry: Insurance
How much does Underwriter Personal Lines make?
Salary details
How much does Underwriter Personal Lines make?Estimated Yearly Salary: 92,081 MYR
Estimated Monthly Salary: 7,673 MYR
Estimated Weekly Salary: 1,771 MYR per week
Estimated Hourly Salary: 44 MYR per hour
Values are pre-tax Last revision of data: 2025-01-04Comparing salary to last year:
Estimated Yearly Salary: 89,150 MYREstimated Monthly Salary: 7,429 MYR
Estimated Weekly Salary: 1,714 MYR per week
Estimated Hourly Salary: 43 MYR per hour
Last revision of data: 2024-01-07Underwriter Personal Lines estimated salary in USD
For easier comparison here is an estimated salary in USD:Estimated Yearly Salary: 18,395 USD
Estimated Monthly Salary: 1,533 USD
Estimated Weekly Salary: 354 USD per week
Estimated Hourly Salary: 9 USD per hour
Difference in salary year over year or average salary increase is approximately
3 %About these results
Data confidence is - relatively high Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Compare salary to other countries
Please type in your occupation and select desired country to see latest trends in salaries.
Country:
Salary comparison to National average
Malaysia is a Southeast Asian country located on the Malay Peninsula and the island of Borneo. It has a diverse population consisting of various ethnic groups, including Malays, Chinese, Indians, and indigenous tribes. Malaysia has an estimated population of around 32 million people. The country covers an area of approximately 330,803 square kilometers, making it the 66th largest country in the world.
Estimated national average yearly salary is 78,260 MYR (17,780 USD). Value indicated is pre-tax. Below graph shows estimated Underwriter Personal Lines job salary compared to average salary in Malaysia.
Comparison shows that a person working as Underwriter Personal Lines in Malaysia earns on average:
1.18 times the average salary (or 118% of average salary).
Estimated national average yearly salary is 78,260 MYR (17,780 USD). Value indicated is pre-tax. Below graph shows estimated Underwriter Personal Lines job salary compared to average salary in Malaysia.
Comparison shows that a person working as Underwriter Personal Lines in Malaysia earns on average:
1.18 times the average salary (or 118% of average salary).
Is Underwriter Personal Lines a well paid job?
Yes, our data show that Underwriter Personal Lines is an averagely well paid job that still allows for some yearly savings. With years and experience the salary might increase even further, resulting in higher satisfaction.What is considered a high salary for Underwriter Personal Lines?
High salary for Underwriter Personal Lines would be somewhere between 101,289 MYR and 133,517 MYR. However this is an estimation based on Gaussian Distribution.How much can you save working as Underwriter Personal Lines in Malaysia?
Living in Malaysia the approximate monthly expenses are: 711 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.Estimated Yearly Salary: 92,081 MYR
Estimated Monthly Salary: 7,673 MYR
Estimated Weekly Salary: 1,771 MYR per week
Estimated Hourly Salary: 44 MYR per hour
By working as Underwriter Personal Lines a person can save up to 822 USD per month or 9,861 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Malaysia, see costs of living in Malaysia.
Salary comparison to region and neighbouring coutries
Country's neighbours are: Thailand, Indonesia, Singapore, Brunei, Vietnam, Philippines. To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).Estimated Yearly Salary for Underwriter Personal Lines
Thailand is 7,529 USD
Indonesia is 10,997 USD
Singapore is 69,528 USD
Brunei is 32,497 USD
Vietnam is 4,175 USD
Philippines is 4,106 USD Last revision of data: 2025-01-04Salary increase per years of experience
Based on data available the salary increase per years of experience is as following- 0 years (beginner) equals base salary
- 1 to 5 years of experience yields
+12% salary increase- 6 to 10 years of experience yields
+25% salary increase- 11 to 15 years of experience yields
+16% salary increase- 16 to 25 years of experience yields
+9% salary increase- more than 25 years of experience yields
+10% salary increaseTop 10 highest salaries in Malaysia
(927,752 MYR per year, pre-tax.)
2. Cardiologist
(770,656 MYR per year, pre-tax.)
(748,723 MYR per year, pre-tax.)
(724,417 MYR per year, pre-tax.)
5. Neurosurgeon
(722,312 MYR per year, pre-tax.)
6. Urologist
(706,560 MYR per year, pre-tax.)
(706,212 MYR per year, pre-tax.)
(704,735 MYR per year, pre-tax.)
(704,523 MYR per year, pre-tax.)
10. Dermatologist
(703,305 MYR per year, pre-tax.)
Data as of 2025Random salary:
Field sales representative pharmaceuticals (117,391 MYR per year, pre-tax.)
Neuroradiologist (419,477 MYR per year, pre-tax.)
Business banking officer (112,405 MYR per year, pre-tax.)
Airport operations coordinator (70,740 MYR per year, pre-tax.)
Produce director (174,519 MYR per year, pre-tax.)
Feedback about these results
Please provide feedback by clicking buttons below if you find any of our salaries erroneous.
Link to this graph - use the following code to display the salary graph on your page:
<a href='https://optisalary.com/salary?country=malaysia&job=underwriter-personal-lines'><img src='https://optisalary.com/wp-content/graphs/salary/underwriter-personal-lines-salary-in-malaysia-2025.jpg' alt='underwriter personal lines salary in malaysia 2025' title='underwriter personal lines salary in malaysia 2025' /></a>
Please note:The salary data presented here are meant for reference purposes solely.
All salary data on optisalary.com are for informational use exclusively. We compile data from various trusted databases, yet cannot guarantee complete accuracy. Before making career choices, users should cross-check with additional authoritative sources. Salaries change due to various influences, including economic conditions, job market trends, and geographic location. We disclaim any responsibility for errors in the salary information provided here. Your engagement with optisalary.com constitutes agreement of this policy.
optisalary.com presents salary insights for informational purposes only. While we gather data from multiple providers, we cannot guarantee full accuracy. Users are encouraged to consult trusted organizations before making any career moves. Salaries fluctuate due to various factors, such as experience, industry trends, and negotiation tactics. We cannot provide warranty regarding the validity of the displayed salary data. Your use of this site indicates your understanding of these terms.