Home > Salary > Kuwait > Underwriter Personal Lines
The occupation of an underwriter in personal lines involves assessing and evaluating insurance applications for individuals seeking coverage for their personal assets such as homes, cars, and personal belongings. Underwriters analyze various factors including the applicant's risk profile, claims history, and creditworthiness to determine the appropriate coverage and premium rates. They review policy terms, conditions, and exclusions, ensuring compliance with regulations and company guidelines. Additionally, underwriters collaborate with agents and brokers to provide guidance on risk mitigation strategies and recommend appropriate coverage options. Effective communication skills are essential in this role as underwriters often interact with clients to gather additional information and clarify policy details. Attention to detail, analytical thinking, and sound judgment are critical to make accurate risk assessments and decisions.
Estimated Yearly Salary: 41,515 KWD
Estimated Monthly Salary: 3,460 KWD
Estimated Weekly Salary: 798 KWD per week
Estimated Hourly Salary: 20 KWD per hour
Values are pre-tax
Last revision of data: 2025-01-04
Estimated Monthly Salary: 3,343 KWD
Estimated Weekly Salary: 771 KWD per week
Estimated Hourly Salary: 19 KWD per hour
Last revision of data: 2024-02-06
Estimated Yearly Salary: 13,938 USD
Estimated Monthly Salary: 1,162 USD
Estimated Weekly Salary: 268 USD per week
Estimated Hourly Salary: 7 USD per hour
Difference in salary year over year or average salary increase is approximately
3 %
Data confidence is - relatively high
Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Estimated Yearly Salary: 41,515 KWD
Estimated Monthly Salary: 3,460 KWD
Estimated Weekly Salary: 798 KWD per week
Estimated Hourly Salary: 20 KWD per hour
Our data indicates that by working as Underwriter Personal Lines you will not be able to save much money and will likely need to make adjustments to your lifestyle to go comfortably through the month.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Kuwait, see costs of living in Kuwait.
Estimated Yearly Salary for Underwriter Personal Lines
Last revision of data: 2025-01-04
Data as of 2025
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Underwriter Personal Lines salary in Kuwait
Average Yearly Salary of Underwriter Personal Lines in Kuwait is approximately 41,515 KWD (13,938 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.
What does Underwriter Personal Lines do?
The occupation of an underwriter in personal lines involves assessing and evaluating insurance applications for individuals seeking coverage for their personal assets such as homes, cars, and personal belongings. Underwriters analyze various factors including the applicant's risk profile, claims history, and creditworthiness to determine the appropriate coverage and premium rates. They review policy terms, conditions, and exclusions, ensuring compliance with regulations and company guidelines. Additionally, underwriters collaborate with agents and brokers to provide guidance on risk mitigation strategies and recommend appropriate coverage options. Effective communication skills are essential in this role as underwriters often interact with clients to gather additional information and clarify policy details. Attention to detail, analytical thinking, and sound judgment are critical to make accurate risk assessments and decisions.
Skills: Underwriter, Personal Lines, Insurance, Risk Assessment, Policy Evaluation, Communication Skills
Job industry: Insurance
Job industry: Insurance
How much does Underwriter Personal Lines make?
Salary details
How much does Underwriter Personal Lines make?Estimated Yearly Salary: 41,515 KWD
Estimated Monthly Salary: 3,460 KWD
Estimated Weekly Salary: 798 KWD per week
Estimated Hourly Salary: 20 KWD per hour
Values are pre-tax Last revision of data: 2025-01-04Comparing salary to last year:
Estimated Yearly Salary: 40,112 KWDEstimated Monthly Salary: 3,343 KWD
Estimated Weekly Salary: 771 KWD per week
Estimated Hourly Salary: 19 KWD per hour
Last revision of data: 2024-02-06Underwriter Personal Lines estimated salary in USD
For easier comparison here is an estimated salary in USD:Estimated Yearly Salary: 13,938 USD
Estimated Monthly Salary: 1,162 USD
Estimated Weekly Salary: 268 USD per week
Estimated Hourly Salary: 7 USD per hour
Difference in salary year over year or average salary increase is approximately
3 %About these results
Data confidence is - relatively high Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Compare salary to other countries
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Country:
Salary comparison to National average
Kuwait is a small country located in the Middle East. It has a population of approximately 4 million people and covers an area of around 17,818 square kilometers. The country is bordered by Saudi Arabia to the south and Iraq to the north.
Estimated national average yearly salary is 12,300 KWD (40,000 USD). Value indicated is pre-tax. Below graph shows estimated Underwriter Personal Lines job salary compared to average salary in Kuwait.
Comparison shows that a person working as Underwriter Personal Lines in Kuwait earns on average:
3.38 times the average salary (or 338% of average salary).
Estimated national average yearly salary is 12,300 KWD (40,000 USD). Value indicated is pre-tax. Below graph shows estimated Underwriter Personal Lines job salary compared to average salary in Kuwait.
Comparison shows that a person working as Underwriter Personal Lines in Kuwait earns on average:
3.38 times the average salary (or 338% of average salary).
Is Underwriter Personal Lines a well paid job?
Yes, our data show that Underwriter Personal Lines is a very well paid job. With years and experience the salary might increase even further, resulting in higher satisfaction.What is considered a high salary for Underwriter Personal Lines?
High salary for Underwriter Personal Lines would be somewhere between 45,667 KWD and 60,197 KWD. However this is an estimation based on Gaussian Distribution.How much can you save working as Underwriter Personal Lines in Kuwait?
Living in Kuwait the approximate monthly expenses are: 1,600 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.Estimated Yearly Salary: 41,515 KWD
Estimated Monthly Salary: 3,460 KWD
Estimated Weekly Salary: 798 KWD per week
Estimated Hourly Salary: 20 KWD per hour
Our data indicates that by working as Underwriter Personal Lines you will not be able to save much money and will likely need to make adjustments to your lifestyle to go comfortably through the month.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Kuwait, see costs of living in Kuwait.
Salary comparison to region and neighbouring coutries
Country's neighbours are: Saudi Arabia, Iraq. To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).Estimated Yearly Salary for Underwriter Personal Lines
Saudi Arabia is 28,744 USD
Iraq is 6,242 USD
Last revision of data: 2025-01-04Salary increase per years of experience
Based on data available the salary increase per years of experience is as following- 0 years (beginner) equals base salary
- 1 to 5 years of experience yields
+12% salary increase- 6 to 10 years of experience yields
+25% salary increase- 11 to 15 years of experience yields
+16% salary increase- 16 to 25 years of experience yields
+9% salary increase- more than 25 years of experience yields
+10% salary increaseTop 10 highest salaries in Kuwait
(419,012 KWD per year, pre-tax.)
2. Cardiologist
(348,639 KWD per year, pre-tax.)
(336,866 KWD per year, pre-tax.)
4. Neurosurgeon
(324,311 KWD per year, pre-tax.)
(324,112 KWD per year, pre-tax.)
(317,580 KWD per year, pre-tax.)
(317,445 KWD per year, pre-tax.)
(317,318 KWD per year, pre-tax.)
9. Urologist
(317,161 KWD per year, pre-tax.)
10. Plastic surgeon
(316,850 KWD per year, pre-tax.)
Data as of 2025Random salary:
Public works laborer (20,020 KWD per year, pre-tax.)
Laboratory assistant ii (18,564 KWD per year, pre-tax.)
Medical office specialist (20,020 KWD per year, pre-tax.)
Assistant professor of psychology (49,687 KWD per year, pre-tax.)
Environmental project manager (45,864 KWD per year, pre-tax.)
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