Credit Analyst Banking salary in Japan

Average Yearly Salary of Credit Analyst Banking in Japan is approximately 7,666,204 JPY (49,775 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.

What does Credit Analyst Banking do?

A credit analyst in banking is responsible for evaluating the creditworthiness of individuals, businesses, or organizations applying for loans or credit. They analyze financial data, such as income statements, balance sheets, and credit histories, to assess the borrower's ability to repay the loan and determine the level of risk involved. Credit analysts also review loan applications, perform risk assessments, and make recommendations on loan approvals or rejections. They may collaborate with other departments, such as underwriting or risk management, to gather additional information and ensure compliance with lending policies and regulations. Attention to detail, strong analytical skills, and a solid understanding of financial markets and industry trends are essential for success in this role.

Skills: credit analysis, risk assessment, financial analysis, loan underwriting, creditworthiness evaluation, banking regulations
Job industry: Banking

How much does Credit Analyst Banking make?

Difference in salary year over year or average salary increase is approximately 3 %


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Salary comparison to National average

Is Credit Analyst Banking a well paid job?

Yes, our data shows that Credit Analyst Banking is a well paid job. With years and experience the salary might increase even further, resulting in higher satisfaction.

What is considered a high salary for Credit Analyst Banking?

High salary for Credit Analyst Banking would be somewhere between 8,432,824 JPY and 11,115,996 JPY. However this is an estimation based on Gaussian Distribution.

How much can you save working as Credit Analyst Banking in Japan?

Living in Japan the approximate monthly expenses are: 1,698 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.

Estimated Yearly Salary: 7,666,204 JPY
Estimated Monthly Salary: 638,850 JPY
Estimated Weekly Salary: 147,427 JPY per week
Estimated Hourly Salary: 3,686 JPY per hour
By working as Credit Analyst Banking a person can save up to 2,450 USD per month or 29,404 USD yearly. Values are pre-tax.

NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.

For more information regarding expenses in Japan, see costs of living in Japan.

Salary comparison to region and neighbouring coutries

Country's neighbours are: China, South Korea, North Korea, Russia.
To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).

Estimated Yearly Salary for Credit Analyst Banking

Last revision of data: 2025-01-04

Salary increase per years of experience

Based on data available the salary increase per years of experience is as following

0 years (beginner) equals base salary

1 to 5 years of experience yields +12% salary increase

6 to 10 years of experience yields +25% salary increase

11 to 15 years of experience yields +16% salary increase

16 to 25 years of experience yields +9% salary increase

more than 25 years of experience yields +10% salary increase

NOTE: Details based on limited set of data. Percentages may vary. The salary increase over years of experience can vary widely based on factors such as job industry, job role, location, company size, and individual performance. To gain even larger increase in salary one is advised to switch jobs and / or employer.

Top 10 highest salaries in Japan

Data as of 2025

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