Home > Salary > Indonesia > Senior Credit Officer
A senior credit officer is responsible for assessing and managing the creditworthiness of individuals, businesses, or organizations. They analyze financial data, review credit applications, and make informed decisions on whether to grant credit or loans. Senior credit officers also evaluate credit risk by examining factors such as payment history, income stability, and collateral value. They collaborate with clients, loan officers, and other stakeholders to negotiate terms and conditions, ensuring compliance with lending policies and regulations. Additionally, they monitor credit portfolios, identify potential risks, and develop strategies to mitigate them. Strong analytical skills, attention to detail, and knowledge of financial markets are essential for this role. Effective communication and negotiation abilities are also crucial in maintaining positive relationships with clients and colleagues.
Estimated Yearly Salary: 409,286,109 IDR
Estimated Monthly Salary: 34,107,176 IDR
Estimated Weekly Salary: 7,870,887 IDR per week
Estimated Hourly Salary: 196,772 IDR per hour
Values are pre-tax
Last revision of data: 2025-01-04
Estimated Monthly Salary: 32,851,851 IDR
Estimated Weekly Salary: 7,581,196 IDR per week
Estimated Hourly Salary: 189,530 IDR per hour
Last revision of data: 2024-01-03
Estimated Yearly Salary: 24,679 USD
Estimated Monthly Salary: 2,057 USD
Estimated Weekly Salary: 475 USD per week
Estimated Hourly Salary: 12 USD per hour
Difference in salary year over year or average salary increase is approximately
4 %
Data confidence is - relatively high
Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Estimated Yearly Salary: 409,286,109 IDR
Estimated Monthly Salary: 34,107,176 IDR
Estimated Weekly Salary: 7,870,887 IDR per week
Estimated Hourly Salary: 196,772 IDR per hour
By working as Senior Credit Officer a person can save up to 1,633 USD per month or 19,601 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Indonesia, see costs of living in Indonesia.
Estimated Yearly Salary for Senior Credit Officer
Last revision of data: 2025-01-04
Data as of 2025
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Senior Credit Officer salary in Indonesia
Average Yearly Salary of Senior Credit Officer in Indonesia is approximately 409,286,109 IDR (24,679 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.
What does Senior Credit Officer do?
A senior credit officer is responsible for assessing and managing the creditworthiness of individuals, businesses, or organizations. They analyze financial data, review credit applications, and make informed decisions on whether to grant credit or loans. Senior credit officers also evaluate credit risk by examining factors such as payment history, income stability, and collateral value. They collaborate with clients, loan officers, and other stakeholders to negotiate terms and conditions, ensuring compliance with lending policies and regulations. Additionally, they monitor credit portfolios, identify potential risks, and develop strategies to mitigate them. Strong analytical skills, attention to detail, and knowledge of financial markets are essential for this role. Effective communication and negotiation abilities are also crucial in maintaining positive relationships with clients and colleagues.
Skills: Senior Credit Officer, Credit Analysis, Risk Management, Financial Analysis, Loan Underwriting, Compliance
Job industry: Finance
Job industry: Finance
How much does Senior Credit Officer make?
Salary details
How much does Senior Credit Officer make?Estimated Yearly Salary: 409,286,109 IDR
Estimated Monthly Salary: 34,107,176 IDR
Estimated Weekly Salary: 7,870,887 IDR per week
Estimated Hourly Salary: 196,772 IDR per hour
Values are pre-tax Last revision of data: 2025-01-04Comparing salary to last year:
Estimated Yearly Salary: 394,222,208 IDREstimated Monthly Salary: 32,851,851 IDR
Estimated Weekly Salary: 7,581,196 IDR per week
Estimated Hourly Salary: 189,530 IDR per hour
Last revision of data: 2024-01-03Senior Credit Officer estimated salary in USD
For easier comparison here is an estimated salary in USD:Estimated Yearly Salary: 24,679 USD
Estimated Monthly Salary: 2,057 USD
Estimated Weekly Salary: 475 USD per week
Estimated Hourly Salary: 12 USD per hour
Difference in salary year over year or average salary increase is approximately
4 %About these results
Data confidence is - relatively high Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
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Salary comparison to National average
Indonesia, located in Southeast Asia, is the world's largest archipelago consisting of more than 17,000 islands. With a population of over 270 million people, it is the fourth most populous country globally. The nation spans approximately 1.9 million square kilometers, making it the 14th largest country by land area.
Estimated national average yearly salary is 160,287,000 IDR (10,580 USD). Value indicated is pre-tax. Below graph shows estimated Senior Credit Officer job salary compared to average salary in Indonesia.
Comparison shows that a person working as Senior Credit Officer in Indonesia earns on average:
2.55 times the average salary (or 255% of average salary).
Estimated national average yearly salary is 160,287,000 IDR (10,580 USD). Value indicated is pre-tax. Below graph shows estimated Senior Credit Officer job salary compared to average salary in Indonesia.
Comparison shows that a person working as Senior Credit Officer in Indonesia earns on average:
2.55 times the average salary (or 255% of average salary).
Is Senior Credit Officer a well paid job?
Yes, our data show that Senior Credit Officer is a very well paid job. With years and experience the salary might increase even further, resulting in higher satisfaction.What is considered a high salary for Senior Credit Officer?
High salary for Senior Credit Officer would be somewhere between 450,214,720 IDR and 593,464,858 IDR. However this is an estimation based on Gaussian Distribution.How much can you save working as Senior Credit Officer in Indonesia?
Living in Indonesia the approximate monthly expenses are: 423 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.Estimated Yearly Salary: 409,286,109 IDR
Estimated Monthly Salary: 34,107,176 IDR
Estimated Weekly Salary: 7,870,887 IDR per week
Estimated Hourly Salary: 196,772 IDR per hour
By working as Senior Credit Officer a person can save up to 1,633 USD per month or 19,601 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Indonesia, see costs of living in Indonesia.
Salary comparison to region and neighbouring coutries
Country's neighbours are: Malaysia, Papua New Guinea, East Timor. To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).Estimated Yearly Salary for Senior Credit Officer
Malaysia is 41,670 USD
East Timor is 104,789 USD Last revision of data: 2025-01-04Salary increase per years of experience
Based on data available the salary increase per years of experience is as following- 0 years (beginner) equals base salary
- 1 to 5 years of experience yields
+12% salary increase- 6 to 10 years of experience yields
+25% salary increase- 11 to 15 years of experience yields
+16% salary increase- 16 to 25 years of experience yields
+9% salary increase- more than 25 years of experience yields
+10% salary increaseTop 10 highest salaries in Indonesia
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Data as of 2025Random salary:
Chief knowledge officer (cko) (423,154,650 IDR per year, pre-tax.)
Hvac commissioning engineer (203,570,550 IDR per year, pre-tax.)
Youth pastor (99,140,715 IDR per year, pre-tax.)
Vice president (vp), account management (347,828,850 IDR per year, pre-tax.)
English for speakers of other languages (esol), instructor (175,439,128 IDR per year, pre-tax.)
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