Home > Salary > Indonesia > Loan Underwriter Consumer
A loan underwriter in the consumer sector is responsible for evaluating and assessing loan applications from individuals seeking credit for personal purposes such as buying a car, funding education, or consolidating debt. Their primary role is to analyze the borrower's financial information, credit history, and employment details to determine their creditworthiness and ability to repay the loan. They review loan documentation, verify income and assets, calculate debt-to-income ratios, and assess the borrower's overall financial situation. Additionally, they ensure compliance with lending regulations and company policies, and may negotiate loan terms and conditions. Effective communication skills are essential as loan underwriters often interact with loan officers, borrowers, and other stakeholders. This occupation requires strong analytical skills, attention to detail, and the ability to make sound judgments based on risk assessment.
Estimated Yearly Salary: 181,090,093 IDR
Estimated Monthly Salary: 15,090,841 IDR
Estimated Weekly Salary: 3,482,502 IDR per week
Estimated Hourly Salary: 87,063 IDR per hour
Values are pre-tax
Last revision of data: 2025-01-04
Estimated Monthly Salary: 14,601,128 IDR
Estimated Weekly Salary: 3,369,491 IDR per week
Estimated Hourly Salary: 84,237 IDR per hour
Last revision of data: 2024-01-03
Estimated Yearly Salary: 10,993 USD
Estimated Monthly Salary: 916 USD
Estimated Weekly Salary: 211 USD per week
Estimated Hourly Salary: 5 USD per hour
Difference in salary year over year or average salary increase is approximately
3 %
Data confidence is - relatively high
Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Estimated Yearly Salary: 181,090,093 IDR
Estimated Monthly Salary: 15,090,841 IDR
Estimated Weekly Salary: 3,482,502 IDR per week
Estimated Hourly Salary: 87,063 IDR per hour
By working as Loan Underwriter Consumer a person can save up to 493 USD per month or 5,915 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Indonesia, see costs of living in Indonesia.
Estimated Yearly Salary for Loan Underwriter Consumer
Last revision of data: 2025-01-04
Data as of 2025
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Loan Underwriter Consumer salary in Indonesia
Average Yearly Salary of Loan Underwriter Consumer in Indonesia is approximately 181,090,093 IDR (10,993 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.
What does Loan Underwriter Consumer do?
A loan underwriter in the consumer sector is responsible for evaluating and assessing loan applications from individuals seeking credit for personal purposes such as buying a car, funding education, or consolidating debt. Their primary role is to analyze the borrower's financial information, credit history, and employment details to determine their creditworthiness and ability to repay the loan. They review loan documentation, verify income and assets, calculate debt-to-income ratios, and assess the borrower's overall financial situation. Additionally, they ensure compliance with lending regulations and company policies, and may negotiate loan terms and conditions. Effective communication skills are essential as loan underwriters often interact with loan officers, borrowers, and other stakeholders. This occupation requires strong analytical skills, attention to detail, and the ability to make sound judgments based on risk assessment.
Skills: Loan underwriter, Consumer lending, Credit analysis, Financial evaluation, Risk assessment, Compliance
Job industry: Finance
Job industry: Finance
How much does Loan Underwriter Consumer make?
Salary details
How much does Loan Underwriter Consumer make?Estimated Yearly Salary: 181,090,093 IDR
Estimated Monthly Salary: 15,090,841 IDR
Estimated Weekly Salary: 3,482,502 IDR per week
Estimated Hourly Salary: 87,063 IDR per hour
Values are pre-tax Last revision of data: 2025-01-04Comparing salary to last year:
Estimated Yearly Salary: 175,213,540 IDREstimated Monthly Salary: 14,601,128 IDR
Estimated Weekly Salary: 3,369,491 IDR per week
Estimated Hourly Salary: 84,237 IDR per hour
Last revision of data: 2024-01-03Loan Underwriter Consumer estimated salary in USD
For easier comparison here is an estimated salary in USD:Estimated Yearly Salary: 10,993 USD
Estimated Monthly Salary: 916 USD
Estimated Weekly Salary: 211 USD per week
Estimated Hourly Salary: 5 USD per hour
Difference in salary year over year or average salary increase is approximately
3 %About these results
Data confidence is - relatively high Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Compare salary to other countries
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Country:
Salary comparison to National average
Indonesia, located in Southeast Asia, is the world's largest archipelago consisting of more than 17,000 islands. With a population of over 270 million people, it is the fourth most populous country globally. The nation spans approximately 1.9 million square kilometers, making it the 14th largest country by land area.
Estimated national average yearly salary is 160,287,000 IDR (10,580 USD). Value indicated is pre-tax. Below graph shows estimated Loan Underwriter Consumer job salary compared to average salary in Indonesia.
Comparison shows that a person working as Loan Underwriter Consumer in Indonesia earns on average:
1.13 times the average salary (or 113% of average salary).
Estimated national average yearly salary is 160,287,000 IDR (10,580 USD). Value indicated is pre-tax. Below graph shows estimated Loan Underwriter Consumer job salary compared to average salary in Indonesia.
Comparison shows that a person working as Loan Underwriter Consumer in Indonesia earns on average:
1.13 times the average salary (or 113% of average salary).
Is Loan Underwriter Consumer a well paid job?
Yes, our data show that Loan Underwriter Consumer is an averagely well paid job that still allows for some yearly savings. With years and experience the salary might increase even further, resulting in higher satisfaction.What is considered a high salary for Loan Underwriter Consumer?
High salary for Loan Underwriter Consumer would be somewhere between 199,199,102 IDR and 262,580,635 IDR. However this is an estimation based on Gaussian Distribution.How much can you save working as Loan Underwriter Consumer in Indonesia?
Living in Indonesia the approximate monthly expenses are: 423 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.Estimated Yearly Salary: 181,090,093 IDR
Estimated Monthly Salary: 15,090,841 IDR
Estimated Weekly Salary: 3,482,502 IDR per week
Estimated Hourly Salary: 87,063 IDR per hour
By working as Loan Underwriter Consumer a person can save up to 493 USD per month or 5,915 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Indonesia, see costs of living in Indonesia.
Salary comparison to region and neighbouring coutries
Country's neighbours are: Malaysia, Papua New Guinea, East Timor. To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).Estimated Yearly Salary for Loan Underwriter Consumer
Malaysia is 18,407 USD
East Timor is 46,787 USD Last revision of data: 2025-01-04Salary increase per years of experience
Based on data available the salary increase per years of experience is as following- 0 years (beginner) equals base salary
- 1 to 5 years of experience yields
+12% salary increase- 6 to 10 years of experience yields
+25% salary increase- 11 to 15 years of experience yields
+16% salary increase- 16 to 25 years of experience yields
+9% salary increase- more than 25 years of experience yields
+10% salary increaseTop 10 highest salaries in Indonesia
(1,825,698,192 IDR per year, pre-tax.)
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(1,516,604,457 IDR per year, pre-tax.)
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9. Oncologist
(1,385,109,120 IDR per year, pre-tax.)
10. Plastic surgeon
(1,383,933,123 IDR per year, pre-tax.)
Data as of 2025Random salary:
Cosmetology instructor (118,075,100 IDR per year, pre-tax.)
Director of program management (403,929,300 IDR per year, pre-tax.)
Private equity analyst (232,335,466 IDR per year, pre-tax.)
Sr. associate architect (but not landscape or naval) (344,696,722 IDR per year, pre-tax.)
Gemologist (173,251,392 IDR per year, pre-tax.)
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