Home > Salary > India > Commercial Credit Analyst
A commercial credit analyst is responsible for evaluating the creditworthiness of businesses and individuals applying for loans or lines of credit. They analyze financial statements, credit reports, and other relevant data to assess the risk associated with lending money to a particular borrower. The commercial credit analyst also reviews industry trends, economic conditions, and market factors to make informed decisions about loan approvals and interest rates. They collaborate with loan officers and underwriters to ensure compliance with lending policies and regulations. Additionally, they may provide recommendations for credit limits, terms, and conditions to mitigate risk and maximize profitability.
Estimated Yearly Salary: 2,273,032 INR
Estimated Monthly Salary: 189,419 INR
Estimated Weekly Salary: 43,712 INR per week
Estimated Hourly Salary: 1,093 INR per hour
Values are pre-tax
Last revision of data: 2025-01-04
Estimated Monthly Salary: 182,955 INR
Estimated Weekly Salary: 42,220 INR per week
Estimated Hourly Salary: 1,056 INR per hour
Last revision of data: 2024-01-05
Estimated Yearly Salary: 25,243 USD
Estimated Monthly Salary: 2,104 USD
Estimated Weekly Salary: 485 USD per week
Estimated Hourly Salary: 12 USD per hour
Difference in salary year over year or average salary increase is approximately
4 %
Data confidence is - relatively high
Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Estimated Yearly Salary: 2,273,032 INR
Estimated Monthly Salary: 189,419 INR
Estimated Weekly Salary: 43,712 INR per week
Estimated Hourly Salary: 1,093 INR per hour
By working as Commercial Credit Analyst a person can save up to 1,208 USD per month or 14,501 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in India, see costs of living in India.
Estimated Yearly Salary for Commercial Credit Analyst
Last revision of data: 2025-01-04
Data as of 2025
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Commercial Credit Analyst salary in India
Average Yearly Salary of Commercial Credit Analyst in India is approximately 2,273,032 INR (25,243 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.
What does Commercial Credit Analyst do?
A commercial credit analyst is responsible for evaluating the creditworthiness of businesses and individuals applying for loans or lines of credit. They analyze financial statements, credit reports, and other relevant data to assess the risk associated with lending money to a particular borrower. The commercial credit analyst also reviews industry trends, economic conditions, and market factors to make informed decisions about loan approvals and interest rates. They collaborate with loan officers and underwriters to ensure compliance with lending policies and regulations. Additionally, they may provide recommendations for credit limits, terms, and conditions to mitigate risk and maximize profitability.
Skills: commercial credit analyst, credit analysis, risk assessment, financial analysis, lending policies, loan approvals.
Job industry: Finance
Job industry: Finance
How much does Commercial Credit Analyst make?
Salary details
How much does Commercial Credit Analyst make?Estimated Yearly Salary: 2,273,032 INR
Estimated Monthly Salary: 189,419 INR
Estimated Weekly Salary: 43,712 INR per week
Estimated Hourly Salary: 1,093 INR per hour
Values are pre-tax Last revision of data: 2025-01-04Comparing salary to last year:
Estimated Yearly Salary: 2,195,460 INREstimated Monthly Salary: 182,955 INR
Estimated Weekly Salary: 42,220 INR per week
Estimated Hourly Salary: 1,056 INR per hour
Last revision of data: 2024-01-05Commercial Credit Analyst estimated salary in USD
For easier comparison here is an estimated salary in USD:Estimated Yearly Salary: 25,243 USD
Estimated Monthly Salary: 2,104 USD
Estimated Weekly Salary: 485 USD per week
Estimated Hourly Salary: 12 USD per hour
Difference in salary year over year or average salary increase is approximately
4 %About these results
Data confidence is - relatively high Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Compare salary to other countries
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Country:
Salary comparison to National average
India is a diverse and vibrant country located in South Asia. With a population of over 1.3 billion people, it is the second-most populous country in the world. The land area of India spans approximately 3.29 million square kilometers, making it the seventh-largest country by land area. It shares borders with several countries including Pakistan, China, Nepal, Bhutan, Bangladesh, and Myanmar.
Estimated national average yearly salary is 1,850,826 INR (22,380 USD). Value indicated is pre-tax. Below graph shows estimated Commercial Credit Analyst job salary compared to average salary in India.
Comparison shows that a person working as Commercial Credit Analyst in India earns on average:
1.23 times the average salary (or 123% of average salary).
Estimated national average yearly salary is 1,850,826 INR (22,380 USD). Value indicated is pre-tax. Below graph shows estimated Commercial Credit Analyst job salary compared to average salary in India.
Comparison shows that a person working as Commercial Credit Analyst in India earns on average:
1.23 times the average salary (or 123% of average salary).
Is Commercial Credit Analyst a well paid job?
Yes, our data shows that Commercial Credit Analyst is a well paid job. With years and experience the salary might increase even further, resulting in higher satisfaction.What is considered a high salary for Commercial Credit Analyst?
High salary for Commercial Credit Analyst would be somewhere between 2,500,335 INR and 3,295,896 INR. However this is an estimation based on Gaussian Distribution.How much can you save working as Commercial Credit Analyst in India?
Living in India the approximate monthly expenses are: 895 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.Estimated Yearly Salary: 2,273,032 INR
Estimated Monthly Salary: 189,419 INR
Estimated Weekly Salary: 43,712 INR per week
Estimated Hourly Salary: 1,093 INR per hour
By working as Commercial Credit Analyst a person can save up to 1,208 USD per month or 14,501 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in India, see costs of living in India.
Salary comparison to region and neighbouring coutries
Country's neighbours are: Pakistan, China, Nepal, Bhutan, Bangladesh, Myanmar (Burma), Afghanistan. To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).Estimated Yearly Salary for Commercial Credit Analyst
Pakistan is 1,779 USD
China is 14,481 USD
Nepal is 8,256 USD
Bangladesh is 3,174 USD
Afghanistan is 6,769 USD Last revision of data: 2025-01-04Salary increase per years of experience
Based on data available the salary increase per years of experience is as following- 0 years (beginner) equals base salary
- 1 to 5 years of experience yields
+12% salary increase- 6 to 10 years of experience yields
+25% salary increase- 11 to 15 years of experience yields
+16% salary increase- 16 to 25 years of experience yields
+9% salary increase- more than 25 years of experience yields
+10% salary increaseTop 10 highest salaries in India
(21,041,458 INR per year, pre-tax.)
2. Cardiologist
(17,441,897 INR per year, pre-tax.)
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4. Neurosurgeon
(16,443,049 INR per year, pre-tax.)
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7. Urologist
(16,021,806 INR per year, pre-tax.)
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9. Oncologist
(15,984,385 INR per year, pre-tax.)
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Data as of 2025Random salary:
Vice president (vp), advancement (3,757,144 INR per year, pre-tax.)
Key holder manager (1,953,990 INR per year, pre-tax.)
Sarbanes-oxley (sox), audit manager (4,390,920 INR per year, pre-tax.)
Etl designer (2,554,107 INR per year, pre-tax.)
Unity developer (3,183,480 INR per year, pre-tax.)
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