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Collections Representative salary in India

Average Yearly Salary of Collections Representative in India is approximately 1,315,988 INR (14,681 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.

What does Collections Representative do?

occupation personasA collections representative is responsible for contacting individuals or businesses who have overdue payments or outstanding debts. They work in various industries, such as finance, healthcare, telecommunications, or retail, and their primary goal is to recover the owed funds. Collections representatives typically communicate with debtors via phone calls, emails, or letters to negotiate payment plans, provide information about outstanding balances, and address any concerns or disputes. They may also update customer records, process payments, and escalate unresolved issues to supervisors or legal departments if necessary. This occupation requires strong communication and negotiation skills, as well as the ability to handle difficult or sensitive conversations professionally. Attention to detail, persistence, and a thorough understanding of relevant laws and regulations are also essential for success in this role.

Skills: Collections representative, Debt collection, Payment recovery, Customer communication, Negotiation skills, Financial services
Job industry: Finance


How much does Collections Representative make?

Salary details
How much does Collections Representative make?
Estimated Yearly Salary: 1,315,988 INR
Estimated Monthly Salary: 109,666 INR
Estimated Weekly Salary: 25,307 INR per week
Estimated Hourly Salary: 633 INR per hour
Values are pre-tax
Last revision of data: 2025-01-04

Comparing salary to last year:
Estimated Yearly Salary: 1,273,410 INR
Estimated Monthly Salary: 106,118 INR
Estimated Weekly Salary: 24,489 INR per week
Estimated Hourly Salary: 612 INR per hour
Last revision of data: 2024-01-02



Collections Representative estimated salary in USD
For easier comparison here is an estimated salary in USD:
Estimated Yearly Salary: 14,681 USD
Estimated Monthly Salary: 1,223 USD
Estimated Weekly Salary: 282 USD per week
Estimated Hourly Salary: 7 USD per hour


Difference in salary year over year or average salary increase is approximately up arrow 3 %

About these results Data confidence is - relatively high
Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.

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Salary comparison to National average

India is a diverse and vibrant country located in South Asia. With a population of over 1.3 billion people, it is the second-most populous country in the world. The land area of India spans approximately 3.29 million square kilometers, making it the seventh-largest country by land area. It shares borders with several countries including Pakistan, China, Nepal, Bhutan, Bangladesh, and Myanmar.

Estimated national average yearly salary is 1,850,826 INR (22,380 USD). Value indicated is pre-tax. Below graph shows estimated Collections Representative job salary compared to average salary in India.
Comparison shows that a person working as Collections Representative in India earns on average:
0.71 times the average salary (or 71% of average salary).

Is Collections Representative a well paid job?

No, our data shows that Collections Representative is typically not a well-paid job. The salary varies based on experience. Meaning that even though Collections Representative might be a low paying job, with experience the salary might increase to satisfactory levels.

What is considered a high salary for Collections Representative?

High salary for Collections Representative would be somewhere between 1,447,587 INR and 1,908,183 INR. However this is an estimation based on Gaussian Distribution.

How much can you save working as Collections Representative in India?

Living in India the approximate monthly expenses are: 895 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.

Estimated Yearly Salary: 1,315,988 INR
Estimated Monthly Salary: 109,666 INR
Estimated Weekly Salary: 25,307 INR per week
Estimated Hourly Salary: 633 INR per hour
By working as Collections Representative a person can save up to 328 USD per month or 3,939 USD yearly. Values are pre-tax.

NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.

For more information regarding expenses in India, see costs of living in India.

Salary comparison to region and neighbouring coutries

Country's neighbours are: Pakistan, China, Nepal, Bhutan, Bangladesh, Myanmar (Burma), Afghanistan.
To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).

Estimated Yearly Salary for Collections Representative

Pakistan is 1,031 USDdown arrow 93%
Details on Collections Representative salary in Pakistan
China is 8,428 USDdown arrow 43%
Details on Collections Representative salary in China
Nepal is 4,819 USDdown arrow 67%
Details on Collections Representative salary in Nepal
Bangladesh is 1,846 USDdown arrow 87%
Details on Collections Representative salary in Bangladesh
Afghanistan is 3,928 USDdown arrow 73%
Details on Collections Representative salary in Afghanistan
Last revision of data: 2025-01-04

Salary increase per years of experience

Based on data available the salary increase per years of experience is as following

    0 years (beginner) equals base salary
    1 to 5 years of experience yields up arrow+12% salary increase
    6 to 10 years of experience yields up arrow+25% salary increase
    11 to 15 years of experience yields up arrow+16% salary increase
    16 to 25 years of experience yields up arrow+9% salary increase
    more than 25 years of experience yields up arrow+10% salary increase
NOTE: Details based on limited set of data. Percentages may vary. The salary increase over years of experience can vary widely based on factors such as job industry, job role, location, company size, and individual performance. To gain even larger increase in salary one is advised to switch jobs and / or employer.

Top 10 highest salaries in India

(21,041,458 INR per year, pre-tax.)
(17,441,897 INR per year, pre-tax.)
(16,859,303 INR per year, pre-tax.)
(16,443,049 INR per year, pre-tax.)
(16,347,274 INR per year, pre-tax.)
(16,022,930 INR per year, pre-tax.)
(16,021,806 INR per year, pre-tax.)
(15,990,052 INR per year, pre-tax.)
(15,984,385 INR per year, pre-tax.)
(15,947,550 INR per year, pre-tax.)

Data as of 2025

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