Small Business Owner Operator salary in Ghana

Average Yearly Salary of Small Business Owner Operator in Ghana is approximately 52,930 GHS (4,430 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.

What does Small Business Owner Operator do?

A small business owner operator is an individual who manages and operates their own small business. They are responsible for overseeing all aspects of the business, including planning, organizing, and executing daily operations. This occupation requires a diverse skill set, as small business owners often take on multiple roles such as marketing, finance, human resources, and customer service. They must be adept at managing finances, creating business strategies, networking, and building relationships with customers and suppliers. Small business owners also need to be adaptable and able to make quick decisions to navigate challenges and changes in the market. Some key tasks include hiring and training employees, managing inventory, maintaining budgets, and ensuring compliance with legal and regulatory requirements.

Skills: Small business owner, Entrepreneur, Business management, Operations management, Financial management, Customer service
Job industry: Retail

How much does Small Business Owner Operator make?

Difference in salary year over year or average salary increase is approximately 3 %


Want to check how your salary compares? Submit your own salary here

Salary comparison to National average

Is Small Business Owner Operator a well paid job?

Yes, our data shows that Small Business Owner Operator is a well paid job. With years and experience the salary might increase even further, resulting in higher satisfaction.

What is considered a high salary for Small Business Owner Operator?

High salary for Small Business Owner Operator would be somewhere between 58,223 GHS and 76,749 GHS. However this is an estimation based on Gaussian Distribution.

How much can you save working as Small Business Owner Operator in Ghana?

Living in Ghana the approximate monthly expenses are: 140 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.

Estimated Yearly Salary: 52,930 GHS
Estimated Monthly Salary: 4,411 GHS
Estimated Weekly Salary: 1,018 GHS per week
Estimated Hourly Salary: 25 GHS per hour
By working as Small Business Owner Operator a person can save up to 229 USD per month or 2,750 USD yearly. Values are pre-tax.

NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.

For more information regarding expenses in Ghana, see costs of living in Ghana.

Salary comparison to region and neighbouring coutries

Country's neighbours are: Burkina Faso, Cote d'Ivoire (Ivory Coast), Togo..
To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).

Estimated Yearly Salary for Small Business Owner Operator

Last revision of data: 2025-01-04

Salary increase per years of experience

Based on data available the salary increase per years of experience is as following

0 years (beginner) equals base salary

1 to 5 years of experience yields +12% salary increase

6 to 10 years of experience yields +25% salary increase

11 to 15 years of experience yields +16% salary increase

16 to 25 years of experience yields +9% salary increase

more than 25 years of experience yields +10% salary increase

NOTE: Details based on limited set of data. Percentages may vary. The salary increase over years of experience can vary widely based on factors such as job industry, job role, location, company size, and individual performance. To gain even larger increase in salary one is advised to switch jobs and / or employer.

Top 10 highest salaries in Ghana

Data as of 2025

Random salary:
Computer technical support specialist (25,285 GHS per year, pre-tax.)
Senior vice president general counsel (143,864 GHS per year, pre-tax.)
Training assistant (27,445 GHS per year, pre-tax.)
Statistical assistant (33,252 GHS per year, pre-tax.)
Labor nurse (48,502 GHS per year, pre-tax.)

Feedback about these results