Home > Salary > Ghana > Junior Underwriter
A junior underwriter is a professional responsible for assisting senior underwriters in evaluating and analyzing insurance applications. They play a crucial role in the insurance industry by assessing risks associated with potential clients and determining the terms and conditions of insurance policies. Junior underwriters review applications, gather relevant information, and perform risk analysis using established guidelines and procedures. They collaborate with senior underwriters to make recommendations on policy approvals, modifications, or rejections. Additionally, they may assist in preparing reports, maintaining records, and communicating with clients or agents to clarify information or request additional documentation. Attention to detail, analytical skills, and knowledge of insurance policies and regulations are essential for this role.
Estimated Yearly Salary: 41,695 GHS
Estimated Monthly Salary: 3,475 GHS
Estimated Weekly Salary: 802 GHS per week
Estimated Hourly Salary: 20 GHS per hour
Values are pre-tax
Last revision of data: 2025-01-04
Estimated Monthly Salary: 3,357 GHS
Estimated Weekly Salary: 775 GHS per week
Estimated Hourly Salary: 19 GHS per hour
Last revision of data: 2024-01-03
Estimated Yearly Salary: 3,475 USD
Estimated Monthly Salary: 290 USD
Estimated Weekly Salary: 67 USD per week
Estimated Hourly Salary: 2 USD per hour
Difference in salary year over year or average salary increase is approximately
4 %
Data confidence is - relatively high
Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Estimated Yearly Salary: 41,695 GHS
Estimated Monthly Salary: 3,475 GHS
Estimated Weekly Salary: 802 GHS per week
Estimated Hourly Salary: 20 GHS per hour
By working as Junior Underwriter a person can save up to 150 USD per month or 1,795 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Ghana, see costs of living in Ghana.
Estimated Yearly Salary for Junior Underwriter
Last revision of data: 2025-01-04
Data as of 2025
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Junior Underwriter salary in Ghana
Average Yearly Salary of Junior Underwriter in Ghana is approximately 41,695 GHS (3,475 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.
What does Junior Underwriter do?
A junior underwriter is a professional responsible for assisting senior underwriters in evaluating and analyzing insurance applications. They play a crucial role in the insurance industry by assessing risks associated with potential clients and determining the terms and conditions of insurance policies. Junior underwriters review applications, gather relevant information, and perform risk analysis using established guidelines and procedures. They collaborate with senior underwriters to make recommendations on policy approvals, modifications, or rejections. Additionally, they may assist in preparing reports, maintaining records, and communicating with clients or agents to clarify information or request additional documentation. Attention to detail, analytical skills, and knowledge of insurance policies and regulations are essential for this role.
Skills: Junior Underwriter, Risk Analysis, Insurance Applications, Policy Evaluation, Underwriting Guidelines, Risk Assessment
Job industry: Insurance
Job industry: Insurance
How much does Junior Underwriter make?
Salary details
How much does Junior Underwriter make?Estimated Yearly Salary: 41,695 GHS
Estimated Monthly Salary: 3,475 GHS
Estimated Weekly Salary: 802 GHS per week
Estimated Hourly Salary: 20 GHS per hour
Values are pre-tax Last revision of data: 2025-01-04Comparing salary to last year:
Estimated Yearly Salary: 40,284 GHSEstimated Monthly Salary: 3,357 GHS
Estimated Weekly Salary: 775 GHS per week
Estimated Hourly Salary: 19 GHS per hour
Last revision of data: 2024-01-03Junior Underwriter estimated salary in USD
For easier comparison here is an estimated salary in USD:Estimated Yearly Salary: 3,475 USD
Estimated Monthly Salary: 290 USD
Estimated Weekly Salary: 67 USD per week
Estimated Hourly Salary: 2 USD per hour
Difference in salary year over year or average salary increase is approximately
4 %About these results
Data confidence is - relatively high Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Compare salary to other countries
Please type in your occupation and select desired country to see latest trends in salaries.
Country:
Salary comparison to National average
Ghana is a country located in West Africa. It has a population of approximately 31 million people and covers an area of about 238,535 square kilometers. The country is bordered by Cote d'Ivoire to the west, Burkina Faso to the north, Togo to the east, and the Atlantic Ocean to the south.
Estimated national average yearly salary is 39,200 GHS (3,500 USD). Value indicated is pre-tax. Below graph shows estimated Junior Underwriter job salary compared to average salary in Ghana.
Comparison shows that a person working as Junior Underwriter in Ghana earns on average:
1.06 times the average salary (or 106% of average salary).
Estimated national average yearly salary is 39,200 GHS (3,500 USD). Value indicated is pre-tax. Below graph shows estimated Junior Underwriter job salary compared to average salary in Ghana.
Comparison shows that a person working as Junior Underwriter in Ghana earns on average:
1.06 times the average salary (or 106% of average salary).
Is Junior Underwriter a well paid job?
Yes, our data show that Junior Underwriter is an averagely well paid job that still allows for some yearly savings. With years and experience the salary might increase even further, resulting in higher satisfaction.What is considered a high salary for Junior Underwriter?
High salary for Junior Underwriter would be somewhere between 45,865 GHS and 60,458 GHS. However this is an estimation based on Gaussian Distribution.How much can you save working as Junior Underwriter in Ghana?
Living in Ghana the approximate monthly expenses are: 140 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.Estimated Yearly Salary: 41,695 GHS
Estimated Monthly Salary: 3,475 GHS
Estimated Weekly Salary: 802 GHS per week
Estimated Hourly Salary: 20 GHS per hour
By working as Junior Underwriter a person can save up to 150 USD per month or 1,795 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Ghana, see costs of living in Ghana.
Salary comparison to region and neighbouring coutries
Country's neighbours are: Burkina Faso, Cote d'Ivoire (Ivory Coast), Togo.. To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).Estimated Yearly Salary for Junior Underwriter
Last revision of data: 2025-01-04Salary increase per years of experience
Based on data available the salary increase per years of experience is as following- 0 years (beginner) equals base salary
- 1 to 5 years of experience yields
+12% salary increase- 6 to 10 years of experience yields
+25% salary increase- 11 to 15 years of experience yields
+16% salary increase- 16 to 25 years of experience yields
+9% salary increase- more than 25 years of experience yields
+10% salary increaseTop 10 highest salaries in Ghana
(439,471 GHS per year, pre-tax.)
2. Cardiologist
(363,775 GHS per year, pre-tax.)
(351,690 GHS per year, pre-tax.)
(342,308 GHS per year, pre-tax.)
5. Neurosurgeon
(342,198 GHS per year, pre-tax.)
(334,060 GHS per year, pre-tax.)
7. Urologist
(333,287 GHS per year, pre-tax.)
(333,209 GHS per year, pre-tax.)
(333,002 GHS per year, pre-tax.)
10. Oncologist
(332,700 GHS per year, pre-tax.)
Data as of 2025Random salary:
Npd engineer (58,140 GHS per year, pre-tax.)
Heop counselor (30,968 GHS per year, pre-tax.)
Retirement counselor (32,905 GHS per year, pre-tax.)
Consultant business process management (49,185 GHS per year, pre-tax.)
Dental insurance biller (25,872 GHS per year, pre-tax.)
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