Insurance Claims Handler salary in Ghana

Average Yearly Salary of Insurance Claims Handler in Ghana is approximately 41,285 GHS (3,432 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.

What does Insurance Claims Handler do?

An insurance claims handler is responsible for assessing and processing insurance claims made by policyholders. They play a crucial role in determining the validity of claims, investigating the circumstances surrounding the claim, and negotiating settlements with policyholders. Claims handlers review policy terms and conditions, gather supporting documentation, and may conduct interviews or site visits to gather additional information. They analyze the claim against the policy coverage, assess the extent of loss or damage, and determine the appropriate settlement amount. Communication skills are essential as claims handlers interact with policyholders, insurance agents, and other professionals involved in the claims process. Attention to detail, analytical thinking, and problem-solving abilities are also important in this role.

Skills: Insurance, Claims, Handler, Settlements, Policyholders, Investigation
Job industry: Insurance

How much does Insurance Claims Handler make?

Difference in salary year over year or average salary increase is approximately 4 %


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Salary comparison to National average

Is Insurance Claims Handler a well paid job?

Yes, our data show that Insurance Claims Handler is an averagely well paid job that still allows for some yearly savings. With years and experience the salary might increase even further, resulting in higher satisfaction.

What is considered a high salary for Insurance Claims Handler?

High salary for Insurance Claims Handler would be somewhere between 45,414 GHS and 59,863 GHS. However this is an estimation based on Gaussian Distribution.

How much can you save working as Insurance Claims Handler in Ghana?

Living in Ghana the approximate monthly expenses are: 140 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.

Estimated Yearly Salary: 41,285 GHS
Estimated Monthly Salary: 3,440 GHS
Estimated Weekly Salary: 794 GHS per week
Estimated Hourly Salary: 20 GHS per hour
By working as Insurance Claims Handler a person can save up to 146 USD per month or 1,752 USD yearly. Values are pre-tax.

NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.

For more information regarding expenses in Ghana, see costs of living in Ghana.

Salary comparison to region and neighbouring coutries

Country's neighbours are: Burkina Faso, Cote d'Ivoire (Ivory Coast), Togo..
To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).

Estimated Yearly Salary for Insurance Claims Handler

Last revision of data: 2025-01-04

Salary increase per years of experience

Based on data available the salary increase per years of experience is as following

0 years (beginner) equals base salary

1 to 5 years of experience yields +12% salary increase

6 to 10 years of experience yields +25% salary increase

11 to 15 years of experience yields +16% salary increase

16 to 25 years of experience yields +9% salary increase

more than 25 years of experience yields +10% salary increase

NOTE: Details based on limited set of data. Percentages may vary. The salary increase over years of experience can vary widely based on factors such as job industry, job role, location, company size, and individual performance. To gain even larger increase in salary one is advised to switch jobs and / or employer.

Top 10 highest salaries in Ghana

Data as of 2025

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