Insurance Appraiser salary in Ghana

Average Yearly Salary of Insurance Appraiser in Ghana is approximately 52,464 GHS (4,385 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.

What does Insurance Appraiser do?

An insurance appraiser is responsible for assessing the value of damaged property or items and determining the amount of compensation that should be provided by an insurance company. They evaluate claims made by policyholders and investigate the extent of the damage caused by accidents, natural disasters, or other covered events. Insurance appraisers inspect the property, gather information, take photographs, and interview witnesses to determine the cause and value of the loss. They analyze policy coverage, review records, and consult with experts if necessary to make accurate assessments. After conducting a thorough investigation, insurance appraisers prepare detailed reports outlining their findings and recommendations for claim settlements. They may also negotiate with policyholders or their representatives to reach a fair agreement. This occupation requires strong analytical skills, attention to detail, knowledge of insurance policies, and excellent communication and negotiation abilities.

Skills: Insurance appraiser, Claims assessment, Property evaluation, Compensation determination, Risk analysis, Negotiation skills
Job industry: Insurance

How much does Insurance Appraiser make?

Difference in salary year over year or average salary increase is approximately 3 %


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Salary comparison to National average

Is Insurance Appraiser a well paid job?

Yes, our data shows that Insurance Appraiser is a well paid job. With years and experience the salary might increase even further, resulting in higher satisfaction.

What is considered a high salary for Insurance Appraiser?

High salary for Insurance Appraiser would be somewhere between 57,710 GHS and 76,073 GHS. However this is an estimation based on Gaussian Distribution.

How much can you save working as Insurance Appraiser in Ghana?

Living in Ghana the approximate monthly expenses are: 140 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.

Estimated Yearly Salary: 52,464 GHS
Estimated Monthly Salary: 4,372 GHS
Estimated Weekly Salary: 1,009 GHS per week
Estimated Hourly Salary: 25 GHS per hour
By working as Insurance Appraiser a person can save up to 225 USD per month or 2,705 USD yearly. Values are pre-tax.

NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.

For more information regarding expenses in Ghana, see costs of living in Ghana.

Salary comparison to region and neighbouring coutries

Country's neighbours are: Burkina Faso, Cote d'Ivoire (Ivory Coast), Togo..
To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).

Estimated Yearly Salary for Insurance Appraiser

Last revision of data: 2025-01-04

Salary increase per years of experience

Based on data available the salary increase per years of experience is as following

0 years (beginner) equals base salary

1 to 5 years of experience yields +12% salary increase

6 to 10 years of experience yields +25% salary increase

11 to 15 years of experience yields +16% salary increase

16 to 25 years of experience yields +9% salary increase

more than 25 years of experience yields +10% salary increase

NOTE: Details based on limited set of data. Percentages may vary. The salary increase over years of experience can vary widely based on factors such as job industry, job role, location, company size, and individual performance. To gain even larger increase in salary one is advised to switch jobs and / or employer.

Top 10 highest salaries in Ghana

Data as of 2025

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