Home > Salary > Ghana > Credit Counselor
A credit counselor is a professional who provides guidance and assistance to individuals or businesses facing financial difficulties. Their primary role is to help clients manage their debts, improve their credit scores, and develop effective budgeting and money management skills. Credit counselors typically work for nonprofit organizations, financial institutions, or government agencies.
They assess the financial situation of their clients, analyze their debts and income, and create personalized debt management plans. They negotiate with creditors on behalf of their clients to reduce interest rates, waive fees, or establish more affordable repayment terms. Credit counselors also educate clients on financial literacy topics, such as budgeting, saving, and responsible borrowing.
Estimated Yearly Salary: 32,609 GHS
Estimated Monthly Salary: 2,717 GHS
Estimated Weekly Salary: 627 GHS per week
Estimated Hourly Salary: 16 GHS per hour
Values are pre-tax
Last revision of data: 2025-01-04
Estimated Monthly Salary: 2,632 GHS
Estimated Weekly Salary: 607 GHS per week
Estimated Hourly Salary: 15 GHS per hour
Last revision of data: 2024-01-03
Estimated Yearly Salary: 2,731 USD
Estimated Monthly Salary: 228 USD
Estimated Weekly Salary: 53 USD per week
Estimated Hourly Salary: 1 USD per hour
Difference in salary year over year or average salary increase is approximately
3 %
Data confidence is - relatively high
Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Estimated Yearly Salary: 32,609 GHS
Estimated Monthly Salary: 2,717 GHS
Estimated Weekly Salary: 627 GHS per week
Estimated Hourly Salary: 16 GHS per hour
By working as Credit Counselor a person can save up to 88 USD per month or 1,051 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Ghana, see costs of living in Ghana.
Estimated Yearly Salary for Credit Counselor
Last revision of data: 2025-01-04
Data as of 2025
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Credit Counselor salary in Ghana
Average Yearly Salary of Credit Counselor in Ghana is approximately 32,609 GHS (2,731 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.
What does Credit Counselor do?
A credit counselor is a professional who provides guidance and assistance to individuals or businesses facing financial difficulties. Their primary role is to help clients manage their debts, improve their credit scores, and develop effective budgeting and money management skills. Credit counselors typically work for nonprofit organizations, financial institutions, or government agencies.
They assess the financial situation of their clients, analyze their debts and income, and create personalized debt management plans. They negotiate with creditors on behalf of their clients to reduce interest rates, waive fees, or establish more affordable repayment terms. Credit counselors also educate clients on financial literacy topics, such as budgeting, saving, and responsible borrowing.
Skills: Credit counselor, Debt management, Financial counseling, Budgeting assistance, Debt negotiation, Credit score improvement
Job industry: Finance
Job industry: Finance
How much does Credit Counselor make?
Salary details
How much does Credit Counselor make?Estimated Yearly Salary: 32,609 GHS
Estimated Monthly Salary: 2,717 GHS
Estimated Weekly Salary: 627 GHS per week
Estimated Hourly Salary: 16 GHS per hour
Values are pre-tax Last revision of data: 2025-01-04Comparing salary to last year:
Estimated Yearly Salary: 31,584 GHSEstimated Monthly Salary: 2,632 GHS
Estimated Weekly Salary: 607 GHS per week
Estimated Hourly Salary: 15 GHS per hour
Last revision of data: 2024-01-03Credit Counselor estimated salary in USD
For easier comparison here is an estimated salary in USD:Estimated Yearly Salary: 2,731 USD
Estimated Monthly Salary: 228 USD
Estimated Weekly Salary: 53 USD per week
Estimated Hourly Salary: 1 USD per hour
Difference in salary year over year or average salary increase is approximately
3 %About these results
Data confidence is - relatively high Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Compare salary to other countries
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Salary comparison to National average
Ghana is a country located in West Africa. It has a population of approximately 31 million people and covers an area of about 238,535 square kilometers. The country is bordered by Cote d'Ivoire to the west, Burkina Faso to the north, Togo to the east, and the Atlantic Ocean to the south.
Estimated national average yearly salary is 39,200 GHS (3,500 USD). Value indicated is pre-tax. Below graph shows estimated Credit Counselor job salary compared to average salary in Ghana.
Comparison shows that a person working as Credit Counselor in Ghana earns on average:
0.83 times the average salary (or 83% of average salary).
Estimated national average yearly salary is 39,200 GHS (3,500 USD). Value indicated is pre-tax. Below graph shows estimated Credit Counselor job salary compared to average salary in Ghana.
Comparison shows that a person working as Credit Counselor in Ghana earns on average:
0.83 times the average salary (or 83% of average salary).
Is Credit Counselor a well paid job?
Yes, our data show that Credit Counselor is an averagely well paid job that still allows for some yearly savings. With years and experience the salary might increase even further, resulting in higher satisfaction.What is considered a high salary for Credit Counselor?
High salary for Credit Counselor would be somewhere between 35,870 GHS and 47,283 GHS. However this is an estimation based on Gaussian Distribution.How much can you save working as Credit Counselor in Ghana?
Living in Ghana the approximate monthly expenses are: 140 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.Estimated Yearly Salary: 32,609 GHS
Estimated Monthly Salary: 2,717 GHS
Estimated Weekly Salary: 627 GHS per week
Estimated Hourly Salary: 16 GHS per hour
By working as Credit Counselor a person can save up to 88 USD per month or 1,051 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Ghana, see costs of living in Ghana.
Salary comparison to region and neighbouring coutries
Country's neighbours are: Burkina Faso, Cote d'Ivoire (Ivory Coast), Togo.. To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).Estimated Yearly Salary for Credit Counselor
Last revision of data: 2025-01-04Salary increase per years of experience
Based on data available the salary increase per years of experience is as following- 0 years (beginner) equals base salary
- 1 to 5 years of experience yields
+12% salary increase- 6 to 10 years of experience yields
+25% salary increase- 11 to 15 years of experience yields
+16% salary increase- 16 to 25 years of experience yields
+9% salary increase- more than 25 years of experience yields
+10% salary increaseTop 10 highest salaries in Ghana
(439,471 GHS per year, pre-tax.)
2. Cardiologist
(363,775 GHS per year, pre-tax.)
(351,690 GHS per year, pre-tax.)
(342,308 GHS per year, pre-tax.)
5. Neurosurgeon
(342,198 GHS per year, pre-tax.)
(334,060 GHS per year, pre-tax.)
7. Urologist
(333,287 GHS per year, pre-tax.)
(333,209 GHS per year, pre-tax.)
(333,002 GHS per year, pre-tax.)
10. Oncologist
(332,700 GHS per year, pre-tax.)
Data as of 2025Random salary:
Importexport analyst (38,808 GHS per year, pre-tax.)
Physical therapist director (53,688 GHS per year, pre-tax.)
Pay-per-click (ppc), analyst (27,710 GHS per year, pre-tax.)
Microelectronics technician (25,285 GHS per year, pre-tax.)
Virologist (56,056 GHS per year, pre-tax.)
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