Bank Credit Analyst salary in Ghana

Average Yearly Salary of Bank Credit Analyst in Ghana is approximately 54,918 GHS (4,564 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.

What does Bank Credit Analyst do?

A bank credit analyst is responsible for evaluating the creditworthiness of individuals or businesses applying for loans or lines of credit from a bank. They analyze financial statements, credit reports, and other relevant information to assess the borrower's ability to repay the loan and manage financial risk. The credit analyst also determines the appropriate loan terms and conditions based on their assessment and the bank's lending policies. They may work closely with loan officers, underwriters, and other stakeholders to gather necessary information and make informed decisions. Additionally, the credit analyst monitors existing loans and reviews any changes in the borrower's financial situation to ensure compliance with loan agreements.

Skills: Credit analysis, Financial risk assessment, Loan underwriting, Financial statement analysis, Creditworthiness evaluation, Risk management.
Job industry: Finance

How much does Bank Credit Analyst make?

Difference in salary year over year or average salary increase is approximately 3 %


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Salary comparison to National average

Is Bank Credit Analyst a well paid job?

Yes, our data shows that Bank Credit Analyst is a well paid job. With years and experience the salary might increase even further, resulting in higher satisfaction.

What is considered a high salary for Bank Credit Analyst?

High salary for Bank Credit Analyst would be somewhere between 60,410 GHS and 79,631 GHS. However this is an estimation based on Gaussian Distribution.

How much can you save working as Bank Credit Analyst in Ghana?

Living in Ghana the approximate monthly expenses are: 140 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.

Estimated Yearly Salary: 54,918 GHS
Estimated Monthly Salary: 4,577 GHS
Estimated Weekly Salary: 1,056 GHS per week
Estimated Hourly Salary: 26 GHS per hour
By working as Bank Credit Analyst a person can save up to 240 USD per month or 2,884 USD yearly. Values are pre-tax.

NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.

For more information regarding expenses in Ghana, see costs of living in Ghana.

Salary comparison to region and neighbouring coutries

Country's neighbours are: Burkina Faso, Cote d'Ivoire (Ivory Coast), Togo..
To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).

Estimated Yearly Salary for Bank Credit Analyst

Last revision of data: 2025-01-04

Salary increase per years of experience

Based on data available the salary increase per years of experience is as following

0 years (beginner) equals base salary

1 to 5 years of experience yields +12% salary increase

6 to 10 years of experience yields +25% salary increase

11 to 15 years of experience yields +16% salary increase

16 to 25 years of experience yields +9% salary increase

more than 25 years of experience yields +10% salary increase

NOTE: Details based on limited set of data. Percentages may vary. The salary increase over years of experience can vary widely based on factors such as job industry, job role, location, company size, and individual performance. To gain even larger increase in salary one is advised to switch jobs and / or employer.

Top 10 highest salaries in Ghana

Data as of 2025

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