Underwriter I salary in China

Average Yearly Salary of Underwriter I in China is approximately 103,560 CNY (12,879 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.

What does Underwriter I do?

An underwriter is a professional who assesses and evaluates risks associated with insurance policies, loans, or investments to determine their acceptability. They review applications, financial statements, and other relevant documents to make informed decisions on whether to approve or deny coverage or funding. Underwriters analyze data, such as credit scores, market trends, and industry regulations, to calculate the level of risk involved and set appropriate terms and conditions for the policy or loan. They also collaborate with agents, brokers, and clients to gather necessary information and clarify any discrepancies. Additionally, underwriters may conduct research, stay updated on industry developments, and participate in training programs to enhance their knowledge and skills.

Skills: Underwriter, Risk assessment, Insurance policies, Loan approval, Financial analysis, Risk management.
Job industry: Insurance

How much does Underwriter I make?

Difference in salary year over year or average salary increase is approximately 4 %


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Salary comparison to National average

Is Underwriter I a well paid job?

Yes, our data show that Underwriter I is an averagely well paid job that still allows for some yearly savings. With years and experience the salary might increase even further, resulting in higher satisfaction.

What is considered a high salary for Underwriter I?

High salary for Underwriter I would be somewhere between 113,916 CNY and 150,162 CNY. However this is an estimation based on Gaussian Distribution.

How much can you save working as Underwriter I in China?

Living in China the approximate monthly expenses are: 514 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.

Estimated Yearly Salary: 103,560 CNY
Estimated Monthly Salary: 8,630 CNY
Estimated Weekly Salary: 1,992 CNY per week
Estimated Hourly Salary: 50 CNY per hour
By working as Underwriter I a person can save up to 559 USD per month or 6,711 USD yearly. Values are pre-tax.

NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.

For more information regarding expenses in China, see costs of living in China.

Salary comparison to region and neighbouring coutries

Country's neighbours are: Russia, Mongolia, Kazakhstan, Kyrgyzstan, Tajikistan, Afghanistan, Pakistan, India, Nepal, Bhutan, Myanmar (Burma), Laos, Vietnam, North Korea.
To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).

Estimated Yearly Salary for Underwriter I

Last revision of data: 2025-01-04

Salary increase per years of experience

Based on data available the salary increase per years of experience is as following

0 years (beginner) equals base salary

1 to 5 years of experience yields +12% salary increase

6 to 10 years of experience yields +25% salary increase

11 to 15 years of experience yields +16% salary increase

16 to 25 years of experience yields +9% salary increase

more than 25 years of experience yields +10% salary increase

NOTE: Details based on limited set of data. Percentages may vary. The salary increase over years of experience can vary widely based on factors such as job industry, job role, location, company size, and individual performance. To gain even larger increase in salary one is advised to switch jobs and / or employer.

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Data as of 2025

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