Life Insurance Agent salary in China

Average Yearly Salary of Life Insurance Agent in China is approximately 103,405 CNY (12,865 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.

What does Life Insurance Agent do?

A life insurance agent is a professional who helps individuals and families plan for their financial future by providing them with suitable life insurance policies. They meet with clients to assess their needs, explain different policy options, and assist in selecting the most appropriate coverage based on their specific circumstances. Life insurance agents also guide clients through the application process, including completing necessary paperwork and coordinating medical examinations if required. They are responsible for building and maintaining relationships with clients, providing ongoing customer service, and addressing any concerns or questions that may arise. Life insurance agents must stay up-to-date with industry trends, changes in regulations, and new product offerings to effectively advise clients. They often work on a commission basis, earning a percentage of the premium paid by their clients.

Skills: life insurance, financial planning, insurance policies, client relationships, customer service, industry knowledge.
Job industry: Insurance

How much does Life Insurance Agent make?

Difference in salary year over year or average salary increase is approximately 4 %


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Salary comparison to National average

Is Life Insurance Agent a well paid job?

Yes, our data show that Life Insurance Agent is an averagely well paid job that still allows for some yearly savings. With years and experience the salary might increase even further, resulting in higher satisfaction.

What is considered a high salary for Life Insurance Agent?

High salary for Life Insurance Agent would be somewhere between 113,746 CNY and 149,937 CNY. However this is an estimation based on Gaussian Distribution.

How much can you save working as Life Insurance Agent in China?

Living in China the approximate monthly expenses are: 514 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.

Estimated Yearly Salary: 103,405 CNY
Estimated Monthly Salary: 8,617 CNY
Estimated Weekly Salary: 1,989 CNY per week
Estimated Hourly Salary: 50 CNY per hour
By working as Life Insurance Agent a person can save up to 558 USD per month or 6,697 USD yearly. Values are pre-tax.

NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.

For more information regarding expenses in China, see costs of living in China.

Salary comparison to region and neighbouring coutries

Country's neighbours are: Russia, Mongolia, Kazakhstan, Kyrgyzstan, Tajikistan, Afghanistan, Pakistan, India, Nepal, Bhutan, Myanmar (Burma), Laos, Vietnam, North Korea.
To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).

Estimated Yearly Salary for Life Insurance Agent

Last revision of data: 2025-01-04

Salary increase per years of experience

Based on data available the salary increase per years of experience is as following

0 years (beginner) equals base salary

1 to 5 years of experience yields +12% salary increase

6 to 10 years of experience yields +25% salary increase

11 to 15 years of experience yields +16% salary increase

16 to 25 years of experience yields +9% salary increase

more than 25 years of experience yields +10% salary increase

NOTE: Details based on limited set of data. Percentages may vary. The salary increase over years of experience can vary widely based on factors such as job industry, job role, location, company size, and individual performance. To gain even larger increase in salary one is advised to switch jobs and / or employer.

Top 10 highest salaries in China

Data as of 2025

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