Home > Salary > China > Lending Officer
A lending officer is a financial professional who works in banks, credit unions, or other financial institutions. Their primary responsibility is to evaluate loan applications and determine the creditworthiness of borrowers. Lending officers assess the financial background of applicants, including their income, employment history, credit score, and debt-to-income ratio. They analyze this information to decide whether to approve or deny loan requests, and if approved, they determine the loan amount, interest rate, and repayment terms. Lending officers also guide clients through the loan application process, explaining the various options available and helping them choose the most suitable loan product. Additionally, they may assist with refinancing existing loans or restructuring payment plans. Strong analytical skills, attention to detail, and knowledge of lending regulations are essential for this role.
Estimated Yearly Salary: 120,728 CNY
Estimated Monthly Salary: 10,061 CNY
Estimated Weekly Salary: 2,322 CNY per week
Estimated Hourly Salary: 58 CNY per hour
Values are pre-tax
Last revision of data: 2025-01-04
Estimated Monthly Salary: 9,711 CNY
Estimated Weekly Salary: 2,241 CNY per week
Estimated Hourly Salary: 56 CNY per hour
Last revision of data: 2024-01-02
Estimated Yearly Salary: 15,058 USD
Estimated Monthly Salary: 1,255 USD
Estimated Weekly Salary: 290 USD per week
Estimated Hourly Salary: 7 USD per hour
Difference in salary year over year or average salary increase is approximately
4 %
Data confidence is - relatively high
Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Estimated Yearly Salary: 120,728 CNY
Estimated Monthly Salary: 10,061 CNY
Estimated Weekly Salary: 2,322 CNY per week
Estimated Hourly Salary: 58 CNY per hour
By working as Lending Officer a person can save up to 741 USD per month or 8,890 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in China, see costs of living in China.
Estimated Yearly Salary for Lending Officer
Last revision of data: 2025-01-04
Data as of 2025
Random salary:
Ambulance driver (41,868 CNY per year, pre-tax.)
It applications support manager (126,189 CNY per year, pre-tax.)
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Pharmacy technician (44,779 CNY per year, pre-tax.)
Lending Officer salary in China
Average Yearly Salary of Lending Officer in China is approximately 120,728 CNY (15,058 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.
What does Lending Officer do?
A lending officer is a financial professional who works in banks, credit unions, or other financial institutions. Their primary responsibility is to evaluate loan applications and determine the creditworthiness of borrowers. Lending officers assess the financial background of applicants, including their income, employment history, credit score, and debt-to-income ratio. They analyze this information to decide whether to approve or deny loan requests, and if approved, they determine the loan amount, interest rate, and repayment terms. Lending officers also guide clients through the loan application process, explaining the various options available and helping them choose the most suitable loan product. Additionally, they may assist with refinancing existing loans or restructuring payment plans. Strong analytical skills, attention to detail, and knowledge of lending regulations are essential for this role.
Skills: Lending officer, Credit analysis, Loan evaluation, Financial institution, Loan processing, Creditworthiness
Job industry: Banking
Job industry: Banking
How much does Lending Officer make?
Salary details
How much does Lending Officer make?Estimated Yearly Salary: 120,728 CNY
Estimated Monthly Salary: 10,061 CNY
Estimated Weekly Salary: 2,322 CNY per week
Estimated Hourly Salary: 58 CNY per hour
Values are pre-tax Last revision of data: 2025-01-04Comparing salary to last year:
Estimated Yearly Salary: 116,536 CNYEstimated Monthly Salary: 9,711 CNY
Estimated Weekly Salary: 2,241 CNY per week
Estimated Hourly Salary: 56 CNY per hour
Last revision of data: 2024-01-02Lending Officer estimated salary in USD
For easier comparison here is an estimated salary in USD:Estimated Yearly Salary: 15,058 USD
Estimated Monthly Salary: 1,255 USD
Estimated Weekly Salary: 290 USD per week
Estimated Hourly Salary: 7 USD per hour
Difference in salary year over year or average salary increase is approximately
4 %About these results
Data confidence is - relatively high Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Compare salary to other countries
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Salary comparison to National average
China is a vast country located in East Asia. It has the largest population in the world, with over 1.4 billion people. The country covers an expansive area of approximately 9.6 million square kilometers. China shares borders with 14 countries and has diverse geographical features, including mountains, plateaus, and plains.
Estimated national average yearly salary is 92,134 CNY (12,850 USD). Value indicated is pre-tax. Below graph shows estimated Lending Officer job salary compared to average salary in China.
Comparison shows that a person working as Lending Officer in China earns on average:
1.31 times the average salary (or 131% of average salary).
Estimated national average yearly salary is 92,134 CNY (12,850 USD). Value indicated is pre-tax. Below graph shows estimated Lending Officer job salary compared to average salary in China.
Comparison shows that a person working as Lending Officer in China earns on average:
1.31 times the average salary (or 131% of average salary).
Is Lending Officer a well paid job?
Yes, our data shows that Lending Officer is a well paid job. With years and experience the salary might increase even further, resulting in higher satisfaction.What is considered a high salary for Lending Officer?
High salary for Lending Officer would be somewhere between 132,801 CNY and 175,056 CNY. However this is an estimation based on Gaussian Distribution.How much can you save working as Lending Officer in China?
Living in China the approximate monthly expenses are: 514 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.Estimated Yearly Salary: 120,728 CNY
Estimated Monthly Salary: 10,061 CNY
Estimated Weekly Salary: 2,322 CNY per week
Estimated Hourly Salary: 58 CNY per hour
By working as Lending Officer a person can save up to 741 USD per month or 8,890 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in China, see costs of living in China.
Salary comparison to region and neighbouring coutries
Country's neighbours are: Russia, Mongolia, Kazakhstan, Kyrgyzstan, Tajikistan, Afghanistan, Pakistan, India, Nepal, Bhutan, Myanmar (Burma), Laos, Vietnam, North Korea. To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).Estimated Yearly Salary for Lending Officer
Russia is 15,014 USD
Afghanistan is 7,016 USD
Pakistan is 1,855 USD
India is 26,273 USD
Nepal is 8,591 USD
Vietnam is 4,720 USD Last revision of data: 2025-01-04Salary increase per years of experience
Based on data available the salary increase per years of experience is as following- 0 years (beginner) equals base salary
- 1 to 5 years of experience yields
+12% salary increase- 6 to 10 years of experience yields
+25% salary increase- 11 to 15 years of experience yields
+16% salary increase- 16 to 25 years of experience yields
+9% salary increase- more than 25 years of experience yields
+10% salary increaseTop 10 highest salaries in China
(1,075,420 CNY per year, pre-tax.)
2. Cardiologist
(893,602 CNY per year, pre-tax.)
(861,748 CNY per year, pre-tax.)
4. Neurosurgeon
(835,990 CNY per year, pre-tax.)
(833,048 CNY per year, pre-tax.)
6. Urologist
(818,021 CNY per year, pre-tax.)
(817,649 CNY per year, pre-tax.)
(817,013 CNY per year, pre-tax.)
(813,232 CNY per year, pre-tax.)
10. Oncologist
(812,783 CNY per year, pre-tax.)
Data as of 2025Random salary:
Ambulance driver (41,868 CNY per year, pre-tax.)
It applications support manager (126,189 CNY per year, pre-tax.)
Electrologist (143,939 CNY per year, pre-tax.)
Facility administrator health care (155,752 CNY per year, pre-tax.)
Pharmacy technician (44,779 CNY per year, pre-tax.)
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