Insurance Underwriter Healthcare salary in China

Average Yearly Salary of Insurance Underwriter Healthcare in China is approximately 125,291 CNY (15,668 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.

What does Insurance Underwriter Healthcare do?

An insurance underwriter in the healthcare industry is responsible for evaluating and assessing risks associated with healthcare policies. They analyze applications, medical records, and other relevant data to determine the level of risk involved in insuring individuals or healthcare providers. Insurance underwriters assess factors such as pre-existing conditions, medical history, age, and lifestyle habits to determine the premium rates and coverage limits for policyholders. They also collaborate with actuaries and other professionals to develop underwriting guidelines and ensure compliance with regulatory requirements. Additionally, they may negotiate terms and conditions with brokers and agents, provide recommendations for policy modifications, and stay updated on industry trends and changes in healthcare regulations.

Skills: insurance underwriter, healthcare industry, risk assessment, policy evaluation, underwriting guidelines, regulatory compliance.
Job industry: Insurance

How much does Insurance Underwriter Healthcare make?

Difference in salary year over year or average salary increase is approximately 4 %


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Salary comparison to National average

Is Insurance Underwriter Healthcare a well paid job?

Yes, our data shows that Insurance Underwriter Healthcare is a well paid job. With years and experience the salary might increase even further, resulting in higher satisfaction.

What is considered a high salary for Insurance Underwriter Healthcare?

High salary for Insurance Underwriter Healthcare would be somewhere between 137,820 CNY and 181,672 CNY. However this is an estimation based on Gaussian Distribution.

How much can you save working as Insurance Underwriter Healthcare in China?

Living in China the approximate monthly expenses are: 514 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.

Estimated Yearly Salary: 125,291 CNY
Estimated Monthly Salary: 10,441 CNY
Estimated Weekly Salary: 2,409 CNY per week
Estimated Hourly Salary: 60 CNY per hour
By working as Insurance Underwriter Healthcare a person can save up to 792 USD per month or 9,500 USD yearly. Values are pre-tax.

NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.

For more information regarding expenses in China, see costs of living in China.

Salary comparison to region and neighbouring coutries

Country's neighbours are: Russia, Mongolia, Kazakhstan, Kyrgyzstan, Tajikistan, Afghanistan, Pakistan, India, Nepal, Bhutan, Myanmar (Burma), Laos, Vietnam, North Korea.
To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).

Estimated Yearly Salary for Insurance Underwriter Healthcare

Last revision of data: 2025-01-04

Salary increase per years of experience

Based on data available the salary increase per years of experience is as following

0 years (beginner) equals base salary

1 to 5 years of experience yields +12% salary increase

6 to 10 years of experience yields +25% salary increase

11 to 15 years of experience yields +16% salary increase

16 to 25 years of experience yields +9% salary increase

more than 25 years of experience yields +10% salary increase

NOTE: Details based on limited set of data. Percentages may vary. The salary increase over years of experience can vary widely based on factors such as job industry, job role, location, company size, and individual performance. To gain even larger increase in salary one is advised to switch jobs and / or employer.

Top 10 highest salaries in China

Data as of 2025

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