Credit Counselor salary in China

Average Yearly Salary of Credit Counselor in China is approximately 80,194 CNY (9,990 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.

What does Credit Counselor do?

A credit counselor is a professional who provides guidance and assistance to individuals or businesses facing financial difficulties. Their primary role is to help clients manage their debts, improve their credit scores, and develop effective budgeting and money management skills. Credit counselors typically work for nonprofit organizations, financial institutions, or government agencies. They assess the financial situation of their clients, analyze their debts and income, and create personalized debt management plans. They negotiate with creditors on behalf of their clients to reduce interest rates, waive fees, or establish more affordable repayment terms. Credit counselors also educate clients on financial literacy topics, such as budgeting, saving, and responsible borrowing.

Skills: Credit counselor, Debt management, Financial counseling, Budgeting assistance, Debt negotiation, Credit score improvement
Job industry: Finance

How much does Credit Counselor make?

Difference in salary year over year or average salary increase is approximately 4 %


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Salary comparison to National average

Is Credit Counselor a well paid job?

Yes, our data show that Credit Counselor is an averagely well paid job that still allows for some yearly savings. With years and experience the salary might increase even further, resulting in higher satisfaction.

What is considered a high salary for Credit Counselor?

High salary for Credit Counselor would be somewhere between 88,213 CNY and 116,281 CNY. However this is an estimation based on Gaussian Distribution.

How much can you save working as Credit Counselor in China?

Living in China the approximate monthly expenses are: 514 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.

Estimated Yearly Salary: 80,194 CNY
Estimated Monthly Salary: 6,683 CNY
Estimated Weekly Salary: 1,542 CNY per week
Estimated Hourly Salary: 39 CNY per hour
By working as Credit Counselor a person can save up to 319 USD per month or 3,822 USD yearly. Values are pre-tax.

NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.

For more information regarding expenses in China, see costs of living in China.

Salary comparison to region and neighbouring coutries

Country's neighbours are: Russia, Mongolia, Kazakhstan, Kyrgyzstan, Tajikistan, Afghanistan, Pakistan, India, Nepal, Bhutan, Myanmar (Burma), Laos, Vietnam, North Korea.
To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).

Estimated Yearly Salary for Credit Counselor

Last revision of data: 2025-01-04

Salary increase per years of experience

Based on data available the salary increase per years of experience is as following

0 years (beginner) equals base salary

1 to 5 years of experience yields +12% salary increase

6 to 10 years of experience yields +25% salary increase

11 to 15 years of experience yields +16% salary increase

16 to 25 years of experience yields +9% salary increase

more than 25 years of experience yields +10% salary increase

NOTE: Details based on limited set of data. Percentages may vary. The salary increase over years of experience can vary widely based on factors such as job industry, job role, location, company size, and individual performance. To gain even larger increase in salary one is advised to switch jobs and / or employer.

Top 10 highest salaries in China

Data as of 2025

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