Home > Salary > China > Credit Analyst
A credit analyst is responsible for evaluating the creditworthiness of individuals, businesses, or organizations to determine their ability to repay loans and manage financial obligations. They analyze financial statements, credit reports, and other relevant data to assess the risk associated with extending credit. Credit analysts also review loan applications, assess collateral, and make recommendations on credit limits and terms. They work closely with lenders, clients, and other stakeholders to gather necessary information and ensure compliance with lending policies and regulations. Additionally, credit analysts monitor and track loan performance, identify potential risks, and propose strategies to mitigate them.
Estimated Yearly Salary: 110,475 CNY
Estimated Monthly Salary: 9,206 CNY
Estimated Weekly Salary: 2,125 CNY per week
Estimated Hourly Salary: 53 CNY per hour
Values are pre-tax
Last revision of data: 2025-01-04
Estimated Monthly Salary: 8,871 CNY
Estimated Weekly Salary: 2,047 CNY per week
Estimated Hourly Salary: 51 CNY per hour
Last revision of data: 2024-01-02
Estimated Yearly Salary: 13,781 USD
Estimated Monthly Salary: 1,148 USD
Estimated Weekly Salary: 265 USD per week
Estimated Hourly Salary: 7 USD per hour
Difference in salary year over year or average salary increase is approximately
4 %
Data confidence is - relatively high
Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
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Estimated Yearly Salary: 110,475 CNY
Estimated Monthly Salary: 9,206 CNY
Estimated Weekly Salary: 2,125 CNY per week
Estimated Hourly Salary: 53 CNY per hour
By working as Credit Analyst a person can save up to 634 USD per month or 7,613 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in China, see costs of living in China.
Estimated Yearly Salary for Credit Analyst
Last revision of data: 2025-01-04
Data as of 2025
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Credit Analyst salary in China
Average Yearly Salary of Credit Analyst in China is approximately 110,475 CNY (13,781 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.
What does Credit Analyst do?

Skills: credit analyst, financial analysis, risk assessment, lending, creditworthiness, loan evaluation
Job industry: Finance
Job industry: Finance
How much does Credit Analyst make?
Salary details
How much does Credit Analyst make?Estimated Yearly Salary: 110,475 CNY
Estimated Monthly Salary: 9,206 CNY
Estimated Weekly Salary: 2,125 CNY per week
Estimated Hourly Salary: 53 CNY per hour
Comparing salary to last year:
Estimated Yearly Salary: 106,448 CNYEstimated Monthly Salary: 8,871 CNY
Estimated Weekly Salary: 2,047 CNY per week
Estimated Hourly Salary: 51 CNY per hour
Credit Analyst estimated salary in USD
For easier comparison here is an estimated salary in USD:Estimated Yearly Salary: 13,781 USD
Estimated Monthly Salary: 1,148 USD
Estimated Weekly Salary: 265 USD per week
Estimated Hourly Salary: 7 USD per hour
Difference in salary year over year or average salary increase is approximately
About these results
Data confidence is - relatively high Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
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Country:
Salary comparison to National average
China is a vast country located in East Asia. It has the largest population in the world, with over 1.4 billion people. The country covers an expansive area of approximately 9.6 million square kilometers. China shares borders with 14 countries and has diverse geographical features, including mountains, plateaus, and plains.
Estimated national average yearly salary is 92,134 CNY (12,850 USD). Value indicated is pre-tax. Below graph shows estimated Credit Analyst job salary compared to average salary in China.
Comparison shows that a person working as Credit Analyst in China earns on average:
1.2 times the average salary (or 120% of average salary).
Estimated national average yearly salary is 92,134 CNY (12,850 USD). Value indicated is pre-tax. Below graph shows estimated Credit Analyst job salary compared to average salary in China.
Comparison shows that a person working as Credit Analyst in China earns on average:
1.2 times the average salary (or 120% of average salary).
Is Credit Analyst a well paid job?
No / we do not have enough data to assess this.What is considered a high salary for Credit Analyst?
High salary for Credit Analyst would be somewhere between 121,523 CNY and 160,189 CNY. However this is an estimation based on Gaussian Distribution.How much can you save working as Credit Analyst in China?
Living in China the approximate monthly expenses are: 514 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.Estimated Yearly Salary: 110,475 CNY
Estimated Monthly Salary: 9,206 CNY
Estimated Weekly Salary: 2,125 CNY per week
Estimated Hourly Salary: 53 CNY per hour
By working as Credit Analyst a person can save up to 634 USD per month or 7,613 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in China, see costs of living in China.
Salary comparison to region and neighbouring coutries
Country's neighbours are: Russia, Mongolia, Kazakhstan, Kyrgyzstan, Tajikistan, Afghanistan, Pakistan, India, Nepal, Bhutan, Myanmar (Burma), Laos, Vietnam, North Korea. To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).Estimated Yearly Salary for Credit Analyst
Salary increase per years of experience
Based on data available the salary increase per years of experience is as following- 0 years (beginner) equals base salary
- 1 to 5 years of experience yields
- 6 to 10 years of experience yields
- 11 to 15 years of experience yields
- 16 to 25 years of experience yields
- more than 25 years of experience yields
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6. Urologist
(818,021 CNY per year, pre-tax.)
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10. Oncologist
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Random salary:
Crew supervisor window washers (26,862 CNY per year, pre-tax.)
Public relations (pr), and marketing coordinator (72,790 CNY per year, pre-tax.)
Building grounds supervisor (107,568 CNY per year, pre-tax.)
Accounting specialist (79,928 CNY per year, pre-tax.)
Community manager (86,606 CNY per year, pre-tax.)
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