Home > Salary > Belgium > Underwriter Personal Lines
The occupation of an underwriter in personal lines involves assessing and evaluating insurance applications for individuals seeking coverage for their personal assets such as homes, cars, and personal belongings. Underwriters analyze various factors including the applicant's risk profile, claims history, and creditworthiness to determine the appropriate coverage and premium rates. They review policy terms, conditions, and exclusions, ensuring compliance with regulations and company guidelines. Additionally, underwriters collaborate with agents and brokers to provide guidance on risk mitigation strategies and recommend appropriate coverage options. Effective communication skills are essential in this role as underwriters often interact with clients to gather additional information and clarify policy details. Attention to detail, analytical thinking, and sound judgment are critical to make accurate risk assessments and decisions.
Estimated Yearly Salary: 50,525 EUR
Estimated Monthly Salary: 4,210 EUR
Estimated Weekly Salary: 972 EUR per week
Estimated Hourly Salary: 24 EUR per hour
Values are pre-tax
Last revision of data: 2025-01-04
Estimated Monthly Salary: 4,070 EUR
Estimated Weekly Salary: 939 EUR per week
Estimated Hourly Salary: 23 EUR per hour
Last revision of data: 2024-01-02
Estimated Yearly Salary: 50,526 USD
Estimated Monthly Salary: 4,211 USD
Estimated Weekly Salary: 972 USD per week
Estimated Hourly Salary: 24 USD per hour
Difference in salary year over year or average salary increase is approximately
3 %
Data confidence is - relatively high
Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
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Estimated Yearly Salary: 50,525 EUR
Estimated Monthly Salary: 4,210 EUR
Estimated Weekly Salary: 972 EUR per week
Estimated Hourly Salary: 24 EUR per hour
By working as Underwriter Personal Lines a person can save up to 2,263 USD per month or 27,150 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Belgium, see costs of living in Belgium.
Estimated Yearly Salary for Underwriter Personal Lines
Last revision of data: 2025-01-04
Data as of 2025
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Underwriter Personal Lines salary in Belgium
Average Yearly Salary of Underwriter Personal Lines in Belgium is approximately 50,525 EUR (50,526 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.
What does Underwriter Personal Lines do?

Skills: Underwriter, Personal Lines, Insurance, Risk Assessment, Policy Evaluation, Communication Skills
Job industry: Insurance
Job industry: Insurance
How much does Underwriter Personal Lines make?
Salary details
How much does Underwriter Personal Lines make?Estimated Yearly Salary: 50,525 EUR
Estimated Monthly Salary: 4,210 EUR
Estimated Weekly Salary: 972 EUR per week
Estimated Hourly Salary: 24 EUR per hour
Comparing salary to last year:
Estimated Yearly Salary: 48,836 EUREstimated Monthly Salary: 4,070 EUR
Estimated Weekly Salary: 939 EUR per week
Estimated Hourly Salary: 23 EUR per hour
Underwriter Personal Lines estimated salary in USD
For easier comparison here is an estimated salary in USD:Estimated Yearly Salary: 50,526 USD
Estimated Monthly Salary: 4,211 USD
Estimated Weekly Salary: 972 USD per week
Estimated Hourly Salary: 24 USD per hour
Difference in salary year over year or average salary increase is approximately
About these results
Data confidence is - relatively high Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Compare salary to other countries
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Country:
Salary comparison to National average
Belgium, a country located in Western Europe, is known for its rich history, diverse culture, and beautiful architecture. It has a population of approximately 11.5 million people and covers an area of around 30,528 square kilometers.
Estimated national average yearly salary is 46,314 EUR (48,700 USD). Value indicated is pre-tax. Below graph shows estimated Underwriter Personal Lines job salary compared to average salary in Belgium.
Comparison shows that a person working as Underwriter Personal Lines in Belgium earns on average:
1.09 times the average salary (or 109% of average salary).
Estimated national average yearly salary is 46,314 EUR (48,700 USD). Value indicated is pre-tax. Below graph shows estimated Underwriter Personal Lines job salary compared to average salary in Belgium.
Comparison shows that a person working as Underwriter Personal Lines in Belgium earns on average:
1.09 times the average salary (or 109% of average salary).
Is Underwriter Personal Lines a well paid job?
Yes, our data show that Underwriter Personal Lines is an averagely well paid job that still allows for some yearly savings. With years and experience the salary might increase even further, resulting in higher satisfaction.What is considered a high salary for Underwriter Personal Lines?
High salary for Underwriter Personal Lines would be somewhere between 55,578 EUR and 73,261 EUR. However this is an estimation based on Gaussian Distribution.How much can you save working as Underwriter Personal Lines in Belgium?
Living in Belgium the approximate monthly expenses are: 1,948 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.Estimated Yearly Salary: 50,525 EUR
Estimated Monthly Salary: 4,210 EUR
Estimated Weekly Salary: 972 EUR per week
Estimated Hourly Salary: 24 EUR per hour
By working as Underwriter Personal Lines a person can save up to 2,263 USD per month or 27,150 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Belgium, see costs of living in Belgium.
Salary comparison to region and neighbouring coutries
Country's neighbours are: Netherlands, Germany, Luxembourg, France. To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).Estimated Yearly Salary for Underwriter Personal Lines
Salary increase per years of experience
Based on data available the salary increase per years of experience is as following- 0 years (beginner) equals base salary
- 1 to 5 years of experience yields
- 6 to 10 years of experience yields
- 11 to 15 years of experience yields
- 16 to 25 years of experience yields
- more than 25 years of experience yields
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Random salary:
Teenage babysitter (17,517 EUR per year, pre-tax.)
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Accounts payable clerk (32,911 EUR per year, pre-tax.)
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