Home > Salary > Austria > Lending Officer
A lending officer is a financial professional who works in banks, credit unions, or other financial institutions. Their primary responsibility is to evaluate loan applications and determine the creditworthiness of borrowers. Lending officers assess the financial background of applicants, including their income, employment history, credit score, and debt-to-income ratio. They analyze this information to decide whether to approve or deny loan requests, and if approved, they determine the loan amount, interest rate, and repayment terms. Lending officers also guide clients through the loan application process, explaining the various options available and helping them choose the most suitable loan product. Additionally, they may assist with refinancing existing loans or restructuring payment plans. Strong analytical skills, attention to detail, and knowledge of lending regulations are essential for this role.
Estimated Yearly Salary: 65,891 EUR
Estimated Monthly Salary: 5,491 EUR
Estimated Weekly Salary: 1,267 EUR per week
Estimated Hourly Salary: 32 EUR per hour
Values are pre-tax
Last revision of data: 2025-01-04
Estimated Monthly Salary: 5,303 EUR
Estimated Weekly Salary: 1,224 EUR per week
Estimated Hourly Salary: 31 EUR per hour
Last revision of data: 2024-01-07
Estimated Yearly Salary: 66,039 USD
Estimated Monthly Salary: 5,503 USD
Estimated Weekly Salary: 1,270 USD per week
Estimated Hourly Salary: 32 USD per hour
Difference in salary year over year or average salary increase is approximately
4 %
Data confidence is - relatively high
Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Estimated Yearly Salary: 65,891 EUR
Estimated Monthly Salary: 5,491 EUR
Estimated Weekly Salary: 1,267 EUR per week
Estimated Hourly Salary: 32 EUR per hour
By working as Lending Officer a person can save up to 3,258 USD per month or 39,092 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Austria, see costs of living in Austria.
Estimated Yearly Salary for Lending Officer
Last revision of data: 2025-01-04
Data as of 2025
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Lending Officer salary in Austria
Average Yearly Salary of Lending Officer in Austria is approximately 65,891 EUR (66,039 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.
What does Lending Officer do?
A lending officer is a financial professional who works in banks, credit unions, or other financial institutions. Their primary responsibility is to evaluate loan applications and determine the creditworthiness of borrowers. Lending officers assess the financial background of applicants, including their income, employment history, credit score, and debt-to-income ratio. They analyze this information to decide whether to approve or deny loan requests, and if approved, they determine the loan amount, interest rate, and repayment terms. Lending officers also guide clients through the loan application process, explaining the various options available and helping them choose the most suitable loan product. Additionally, they may assist with refinancing existing loans or restructuring payment plans. Strong analytical skills, attention to detail, and knowledge of lending regulations are essential for this role.
Skills: Lending officer, Credit analysis, Loan evaluation, Financial institution, Loan processing, Creditworthiness
Job industry: Banking
Job industry: Banking
How much does Lending Officer make?
Salary details
How much does Lending Officer make?Estimated Yearly Salary: 65,891 EUR
Estimated Monthly Salary: 5,491 EUR
Estimated Weekly Salary: 1,267 EUR per week
Estimated Hourly Salary: 32 EUR per hour
Values are pre-tax Last revision of data: 2025-01-04Comparing salary to last year:
Estimated Yearly Salary: 63,640 EUREstimated Monthly Salary: 5,303 EUR
Estimated Weekly Salary: 1,224 EUR per week
Estimated Hourly Salary: 31 EUR per hour
Last revision of data: 2024-01-07Lending Officer estimated salary in USD
For easier comparison here is an estimated salary in USD:Estimated Yearly Salary: 66,039 USD
Estimated Monthly Salary: 5,503 USD
Estimated Weekly Salary: 1,270 USD per week
Estimated Hourly Salary: 32 USD per hour
Difference in salary year over year or average salary increase is approximately
4 %About these results
Data confidence is - relatively high Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
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Salary comparison to National average
Austria, officially known as the Republic of Austria, is a landlocked country located in Central Europe. It shares its borders with eight other countries, including Germany, Czech Republic, and Italy. With a population of approximately 8.9 million people, Austria is considered a relatively small country in terms of population. The country covers an area of around 83,879 square kilometers, making it moderately sized.
Estimated national average yearly salary is 53,389 EUR (56,140 USD). Value indicated is pre-tax. Below graph shows estimated Lending Officer job salary compared to average salary in Austria.
Comparison shows that a person working as Lending Officer in Austria earns on average:
1.23 times the average salary (or 123% of average salary).
Estimated national average yearly salary is 53,389 EUR (56,140 USD). Value indicated is pre-tax. Below graph shows estimated Lending Officer job salary compared to average salary in Austria.
Comparison shows that a person working as Lending Officer in Austria earns on average:
1.23 times the average salary (or 123% of average salary).
Is Lending Officer a well paid job?
Yes, our data shows that Lending Officer is a well paid job. With years and experience the salary might increase even further, resulting in higher satisfaction.What is considered a high salary for Lending Officer?
High salary for Lending Officer would be somewhere between 72,480 EUR and 95,542 EUR. However this is an estimation based on Gaussian Distribution.How much can you save working as Lending Officer in Austria?
Living in Austria the approximate monthly expenses are: 2,246 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.Estimated Yearly Salary: 65,891 EUR
Estimated Monthly Salary: 5,491 EUR
Estimated Weekly Salary: 1,267 EUR per week
Estimated Hourly Salary: 32 EUR per hour
By working as Lending Officer a person can save up to 3,258 USD per month or 39,092 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Austria, see costs of living in Austria.
Salary comparison to region and neighbouring coutries
Country's neighbours are: Germany, Czech Republic, Slovakia, Hungary, Slovenia, Italy, Switzerland, Liechtenstein. To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).Estimated Yearly Salary for Lending Officer
Germany is 62,816 USD
Czech Republic is 31,158 USD
Slovakia is 25,854 USD
Hungary is 22,308 USD
Slovenia is 35,906 USD
Italy is 44,289 USD
Switzerland is 105,066 USD Last revision of data: 2025-01-04Salary increase per years of experience
Based on data available the salary increase per years of experience is as following- 0 years (beginner) equals base salary
- 1 to 5 years of experience yields
+12% salary increase- 6 to 10 years of experience yields
+25% salary increase- 11 to 15 years of experience yields
+16% salary increase- 16 to 25 years of experience yields
+9% salary increase- more than 25 years of experience yields
+10% salary increaseTop 10 highest salaries in Austria
(586,194 EUR per year, pre-tax.)
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4. Neurosurgeon
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7. Urologist
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9. Oncologist
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Data as of 2025Random salary:
Junior campaign manager (69,590 EUR per year, pre-tax.)
Mechanic head (48,277 EUR per year, pre-tax.)
Medical assistant instructor (36,839 EUR per year, pre-tax.)
Docket support specialist (48,590 EUR per year, pre-tax.)
Bakery utility person (31,208 EUR per year, pre-tax.)
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