Home > Salary > Australia > Commercial Credit Analyst
A commercial credit analyst is responsible for evaluating the creditworthiness of businesses and individuals applying for loans or lines of credit. They analyze financial statements, credit reports, and other relevant data to assess the risk associated with lending money to a particular borrower. The commercial credit analyst also reviews industry trends, economic conditions, and market factors to make informed decisions about loan approvals and interest rates. They collaborate with loan officers and underwriters to ensure compliance with lending policies and regulations. Additionally, they may provide recommendations for credit limits, terms, and conditions to mitigate risk and maximize profitability.
Estimated Yearly Salary: 135,893 AUD
Estimated Monthly Salary: 11,324 AUD
Estimated Weekly Salary: 2,613 AUD per week
Estimated Hourly Salary: 65 AUD per hour
Values are pre-tax
Last revision of data: 2025-01-04
Estimated Monthly Salary: 10,978 AUD
Estimated Weekly Salary: 2,533 AUD per week
Estimated Hourly Salary: 63 AUD per hour
Last revision of data: 2024-01-09
Estimated Yearly Salary: 67,954 USD
Estimated Monthly Salary: 5,663 USD
Estimated Weekly Salary: 1,307 USD per week
Estimated Hourly Salary: 33 USD per hour
Difference in salary year over year or average salary increase is approximately
3 %
Data confidence is - relatively high
Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
Estimated Yearly Salary: 135,893 AUD
Estimated Monthly Salary: 11,324 AUD
Estimated Weekly Salary: 2,613 AUD per week
Estimated Hourly Salary: 65 AUD per hour
By working as Commercial Credit Analyst a person can save up to 3,246 USD per month or 38,948 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Australia, see costs of living in Australia.
Estimated Yearly Salary for Commercial Credit Analyst
Last revision of data: 2025-01-04
Data as of 2025
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Commercial Credit Analyst salary in Australia
Average Yearly Salary of Commercial Credit Analyst in Australia is approximately 135,893 AUD (67,954 USD). Data is for 2025 and indicates a pre-tax value. The salary itself depends on multiple factors such as seniority, job performance, certifications, experience or any other bonuses. The value indicated is an average amount based on records we have in database. Real values may vary. The data is for orientational purposes.
What does Commercial Credit Analyst do?
A commercial credit analyst is responsible for evaluating the creditworthiness of businesses and individuals applying for loans or lines of credit. They analyze financial statements, credit reports, and other relevant data to assess the risk associated with lending money to a particular borrower. The commercial credit analyst also reviews industry trends, economic conditions, and market factors to make informed decisions about loan approvals and interest rates. They collaborate with loan officers and underwriters to ensure compliance with lending policies and regulations. Additionally, they may provide recommendations for credit limits, terms, and conditions to mitigate risk and maximize profitability.
Skills: commercial credit analyst, credit analysis, risk assessment, financial analysis, lending policies, loan approvals.
Job industry: Finance
Job industry: Finance
How much does Commercial Credit Analyst make?
Salary details
How much does Commercial Credit Analyst make?Estimated Yearly Salary: 135,893 AUD
Estimated Monthly Salary: 11,324 AUD
Estimated Weekly Salary: 2,613 AUD per week
Estimated Hourly Salary: 65 AUD per hour
Values are pre-tax Last revision of data: 2025-01-04Comparing salary to last year:
Estimated Yearly Salary: 131,738 AUDEstimated Monthly Salary: 10,978 AUD
Estimated Weekly Salary: 2,533 AUD per week
Estimated Hourly Salary: 63 AUD per hour
Last revision of data: 2024-01-09Commercial Credit Analyst estimated salary in USD
For easier comparison here is an estimated salary in USD:Estimated Yearly Salary: 67,954 USD
Estimated Monthly Salary: 5,663 USD
Estimated Weekly Salary: 1,307 USD per week
Estimated Hourly Salary: 33 USD per hour
Difference in salary year over year or average salary increase is approximately
3 %About these results
Data confidence is - relatively high Data fetched from dabase: 14 submissions.
Results are anonymized. Amounts indicated are pre-tax, meaning no deductionts yet have been made to the basic salary. Salaries where there are less than 3 entries are not displayed.
Want to check how your salary compares? Submit your own salary here
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Salary comparison to National average
Australia is a vast country located in the southern hemisphere. It has a diverse population of approximately 25 million people. The country spans an area of about 7.7 million square kilometers, making it the sixth-largest country in the world. Australia is surrounded by the Indian and Pacific Oceans and is known for its stunning landscapes, including the Great Barrier Reef, Uluru, and the Outback.
Estimated national average yearly salary is 84,179 AUD (60,430 USD). Value indicated is pre-tax. Below graph shows estimated Commercial Credit Analyst job salary compared to average salary in Australia.
Comparison shows that a person working as Commercial Credit Analyst in Australia earns on average:
1.61 times the average salary (or 161% of average salary).
Estimated national average yearly salary is 84,179 AUD (60,430 USD). Value indicated is pre-tax. Below graph shows estimated Commercial Credit Analyst job salary compared to average salary in Australia.
Comparison shows that a person working as Commercial Credit Analyst in Australia earns on average:
1.61 times the average salary (or 161% of average salary).
Is Commercial Credit Analyst a well paid job?
Yes, our data shows that Commercial Credit Analyst is a well paid job. With years and experience the salary might increase even further, resulting in higher satisfaction.What is considered a high salary for Commercial Credit Analyst?
High salary for Commercial Credit Analyst would be somewhere between 149,482 AUD and 197,045 AUD. However this is an estimation based on Gaussian Distribution.How much can you save working as Commercial Credit Analyst in Australia?
Living in Australia the approximate monthly expenses are: 2,417 USD. This amount covers basic needs such as food, housing, clothing, healthcare and education costs for a single person. No luxury expenses such as traveling, leisure, hobbies are included in the estimation.Estimated Yearly Salary: 135,893 AUD
Estimated Monthly Salary: 11,324 AUD
Estimated Weekly Salary: 2,613 AUD per week
Estimated Hourly Salary: 65 AUD per hour
By working as Commercial Credit Analyst a person can save up to 3,246 USD per month or 38,948 USD yearly. Values are pre-tax.
NOTE: These values are estimates and are averaged for the whole country. Furthermore the value is likely exaggerated as no other expenses are taken into account in the projection. Unessential expenses are very subjective and are difficult to assess. Most likely the previously estimated number is significantly lower for majority of people. Expenses in different cities across the country may vary. Above values accuracy is low and is based on limited set of data obtained.
For more information regarding expenses in Australia, see costs of living in Australia.
Salary comparison to region and neighbouring coutries
Country's neighbours are: Indonesia, Papua New Guinea, East Timor. To make it easier for comparison a conversion from local currency to USD has been made (conversion rates may vary).Estimated Yearly Salary for Commercial Credit Analyst
Indonesia is 11,951 USD
East Timor is 50,625 USD Last revision of data: 2025-01-04Salary increase per years of experience
Based on data available the salary increase per years of experience is as following- 0 years (beginner) equals base salary
- 1 to 5 years of experience yields
+12% salary increase- 6 to 10 years of experience yields
+25% salary increase- 11 to 15 years of experience yields
+16% salary increase- 16 to 25 years of experience yields
+9% salary increase- more than 25 years of experience yields
+10% salary increaseTop 10 highest salaries in Australia
(1,263,730 AUD per year, pre-tax.)
2. Cardiologist
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4. Neurosurgeon
(985,848 AUD per year, pre-tax.)
(982,803 AUD per year, pre-tax.)
(961,472 AUD per year, pre-tax.)
(960,386 AUD per year, pre-tax.)
8. Oncologist
(959,337 AUD per year, pre-tax.)
9. Urologist
(958,953 AUD per year, pre-tax.)
10. Plastic surgeon
(958,802 AUD per year, pre-tax.)
Data as of 2025Random salary:
Collections specialist (86,946 AUD per year, pre-tax.)
Band teacher (69,869 AUD per year, pre-tax.)
Collections clerk banking (48,823 AUD per year, pre-tax.)
Senior talent acquisition manager (139,835 AUD per year, pre-tax.)
Document controller (90,898 AUD per year, pre-tax.)
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Please note:The salary data presented here are meant for reference purposes only.
The salary figures on this website are meant for informational use exclusively. We compile salary data from multiple sources, but cannot guarantee absolute precision. Users should independently confirm salaries before making career commitments. Salary variations occur due to industry standards, demand shifts, and location. We deny any guarantee regarding the validity of the provided salary data. By using this site, you agree that salary data is not definitive.
The salary estimates on optisalary.com are meant for reference use only. We collect salary data from multiple providers, but cannot guarantee absolute precision. Users must independently confirm salaries before making career decisions. Salary variations occur due to company policies, negotiation skills, and experience levels. We disclaim any warranty regarding the validity of the provided salary data. By using this site, you agree that salary data is not definitive.